The historical rank and industry rank for AGRAM BANKA dionicko drustvo's EV-to-FCF or its related term are showing as below:
ZAG:KBZ'
s EV-to-FCF Range Over the Past 10 Years
Min: -101.68 Med: -0.5 Max: 75.1
Current: -0.19
During the past 13 years, the highest EV-to-FCF of AGRAM BANKA dionicko drustvo was 75.10. The lowest was -101.68. And the median was -0.50.
ZAG:KBZ's EV-to-FCF is ranked better than 85.86% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs ZAG:KBZ: -0.19
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AGRAM BANKA dionicko drustvo's PE Ratio (TTM) for today is calculated as:
AGRAM BANKA dionicko drustvo's share price for today is €38.00.
AGRAM BANKA dionicko drustvo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.694.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AGRAM BANKA dionicko drustvo EV-to-FCF Related Terms
AGRAM BANKA dionicko drustvo EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGRAM BANKA dionicko drustvo EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where AGRAM BANKA dionicko drustvo's EV-to-FCF falls into.
AGRAM BANKA dionicko drustvo's current Enterprise Value is €-6.43 Mil.
AGRAM BANKA dionicko drustvo's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €34.14 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a EV-to-FCF of -0.19 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AGRAM BANKA dionicko drustvo and its competitors. According to the industry distribution chart, AGRAM BANKA dionicko drustvo ranks #169 out of 1195 companies in the Banks industry, placing it in the top 14.1%.
Is AGRAM BANKA dionicko drustvo's EV-to-FCF too high?
AGRAM BANKA dionicko drustvo's current EV-to-FCF is -0.19. Based on the distribution chart, AGRAM BANKA dionicko drustvo ranks #169 out of 1195 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, AGRAM BANKA dionicko drustvo ranks #169 out of 1195 companies for EV-to-FCF. This places AGRAM BANKA dionicko drustvo in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AGRAM BANKA dionicko drustvo and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGRAM BANKA dionicko drustvo's current EV-to-FCF is -0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo (ZAG:KBZ) is currently considered Fairly Valued. The stock's GF Value™ is €35.56, compared to a current price of €38.00 — trading 6.9% above its estimated fair value. The current EV-to-FCF is -0.19. AGRAM BANKA dionicko drustvo's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current EV-to-FCF is -0.19 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued.
The current stock price of €38.00 is trading 6.9% above its estimated GF Value™ of €35.56.
GuruFocus considers AGRAM BANKA dionicko drustvo to be Fairly Valued.
Key valuation signals for ZAG:KBZ:
EV-to-FCF: -0.19
GF Value™: €35.56 vs. price of €38.00 (6.9% above fair value)
No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
80GF Score
Get the complete analysis for ZAG:KBZ
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZAG:KBZ has been successfully added to your 
