* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Ujjivan Small Finance Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ujjivan Small Finance Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ujjivan Small Finance Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank (BOM:542904) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ujjivan Small Finance Bank and its competitors. Over the past decade, Ujjivan Small Finance Bank's FCF Margin % has ranged from 7.78 to 227.38. According to the industry distribution chart, Ujjivan Small Finance Bank ranks #577 out of 1506 companies in the Banks industry, placing it in the top 38.3%.
Is Ujjivan Small Finance Bank's FCF Margin % too high?
Ujjivan Small Finance Bank's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 7.78 to a high of 227.38. Based on the distribution chart, Ujjivan Small Finance Bank ranks #577 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Ujjivan Small Finance Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Ujjivan Small Finance Bank ranks #577 out of 1506 companies for FCF Margin %. This puts Ujjivan Small Finance Bank in the upper half of its industry. The industry median FCF Margin % is 26.36. Historically, Ujjivan Small Finance Bank's own FCF Margin % has ranged from 7.78 to 227.38 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Fairly Valued. The stock's GF Value™ is ₹56.17, compared to a current price of ₹59.59 — trading 6.1% above its estimated fair value. The current FCF Margin % is 0.00%. Ujjivan Small Finance Bank's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued.
The current stock price of ₹59.59 is trading 6.1% above its estimated GF Value™ of ₹56.17.
GuruFocus considers Ujjivan Small Finance Bank to be Fairly Valued.
Key valuation signals for BOM:542904:
FCF Margin %: 0.00%
GF Value™: ₹56.17 vs. price of ₹59.59 (6.1% above fair value)
No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
72GF Score
Get the complete analysis for BOM:542904
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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