Ujjivan Small Finance Bank (BOM:542904) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 02, 2026)


BOM:542904 Ujjivan Small Finance Bank Ltd BOM:542904
72 GF Score
Price ₹61.32
GF Value ₹55.98
Valuation Fairly Valued
! 3 Warning Signs
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What is Ujjivan Small Finance Bank Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Ujjivan Small Finance Bank's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

Ujjivan Small Finance Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Ujjivan Small Finance Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ujjivan Small Finance Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Ujjivan Small Finance Bank's Margin of Safety % (DCF Earnings Based) falls into.


BOM:542904
72GF Score
Ujjivan Small Finance Bank Ltd BOM:542904
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?

Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued. The current stock price of ₹61.32 is trading 9.5% above its estimated GF Value™ of ₹55.98. GuruFocus considers Ujjivan Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:542904:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₹55.98 vs. price of ₹61.32 (9.5% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ujjivan Small Finance Bank Business Description

Other Exchanges UJJIVANSFB:India
Address No. 27, 3rd ‘A’ Cross, 18th Main, 6th Block, Grape Garden, Bengaluru, KA, IND, 560 095
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
72GF Score

Get the complete analysis for BOM:542904

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹61.32
Price
₹55.98
GF Value