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FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Ujjivan Small Finance Bank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ujjivan Small Finance Bank FCF Yield % Related Terms
Ujjivan Small Finance Bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Ujjivan Small Finance Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ujjivan Small Finance Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Ujjivan Small Finance Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank (BOM:542904) has a FCF Yield % of 13.16 as of Jul. 19, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ujjivan Small Finance Bank and its competitors. This is 42% below median its historical median of 22.81. Over the past decade, Ujjivan Small Finance Bank's FCF Yield % has ranged from 6.65 to 71.06. According to the industry distribution chart, Ujjivan Small Finance Bank ranks #454 out of 1506 companies in the Banks industry, placing it in the top 30.1%.
Is Ujjivan Small Finance Bank's FCF Yield % too high?
Ujjivan Small Finance Bank's current FCF Yield % of 13.16 is 42% below median its 10-year median of 22.81. Over the past 10 years, this metric has ranged from a low of 6.65 to a high of 71.06. The Banks industry median FCF Yield % is 8.12. Ujjivan Small Finance Bank's value of 13.16 is 62.2% above this industry median. Based on the distribution chart, Ujjivan Small Finance Bank ranks #454 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Ujjivan Small Finance Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Ujjivan Small Finance Bank ranks #454 out of 1506 companies for FCF Yield %. This puts Ujjivan Small Finance Bank in the upper half of its industry. The industry median FCF Yield % is 8.12. Ujjivan Small Finance Bank's value of 13.16 is 62.2% above this benchmark. Historically, Ujjivan Small Finance Bank's own FCF Yield % has ranged from 6.65 to 71.06 over the past decade. While the company's 10-year median is 22.81 vs. the industry median of 8.12, Ujjivan Small Finance Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ujjivan Small Finance Bank's current FCF Yield % of 13.16 is 62.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current FCF Yield % is 13.16, which is 42% below median its own 10-year median of 22.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹56.49, compared to a current price of ₹64.80 — trading 14.7% above its estimated fair value. The current FCF Yield % is 13.16, which is 42% below median its 10-year median of 22.81 and 62.2% above the Banks industry median of 8.12. Ujjivan Small Finance Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current FCF Yield % is 13.16 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued.
The current stock price of ₹64.80 is trading 14.7% above its estimated GF Value™ of ₹56.49.
GuruFocus considers Ujjivan Small Finance Bank to be Modestly Overvalued.
Key valuation signals for BOM:542904:
FCF Yield %: 13.16 (42% below median its 10-year median of 22.81)
GF Value™: ₹56.49 vs. price of ₹64.80 (14.7% above fair value)
Industry Position: 62.2% above the Banks median (#454 of 1506)
No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
72GF Score
Get the complete analysis for BOM:542904
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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