Ujjivan Small Finance Bank (BOM:542904) ROC %: % (As of Mar. 2026)


BOM:542904 Ujjivan Small Finance Bank Ltd BOM:542904
76 GF Score
Price ₹59.75
GF Value ₹56.20
Valuation Fairly Valued
! 5 Warning Signs
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What is Ujjivan Small Finance Bank ROC %?

Ujjivan Small Finance Bank BOM:542904 +0.27% 76 ROC % is % as of Mar. 2026. GuruFocus rates BOM:542904 with a GF Score™ of 76/100 and a GF Value™ of ₹56.20 (Fairly Valued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

BOM:542904
76GF Score
Ujjivan Small Finance Bank Ltd BOM:542904
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Ujjivan Small Finance Bank (BOM:542904) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ujjivan Small Finance Bank and its competitors.
Is Ujjivan Small Finance Bank's ROC % too high?
Ujjivan Small Finance Bank's current ROC % is %. Overall, Ujjivan Small Finance Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's ROC % compare to competitors?
Ujjivan Small Finance Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.89, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median ROC % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Fairly Valued. The stock's GF Value™ is ₹56.20, compared to a current price of ₹59.75 — trading 6.3% above its estimated fair value. The current ROC % is %. Ujjivan Small Finance Bank's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?

Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued. The current stock price of ₹59.75 is trading 6.3% above its estimated GF Value™ of ₹56.20. GuruFocus considers Ujjivan Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:542904:

  • ROC %: %
  • GF Value™: ₹56.20 vs. price of ₹59.75 (6.3% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ujjivan Small Finance Bank Business Description

Other Exchanges UJJIVANSFB:India
Address No. 27, 3rd ‘A’ Cross, 18th Main, 6th Block, Grape Garden, Bengaluru, KA, IND, 560 095
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
76GF Score

Get the complete analysis for BOM:542904

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹59.75
Price
₹56.20
GF Value