Ujjivan Small Finance Bank (BOM:542904) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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BOM:542904 Ujjivan Small Finance Bank Ltd BOM:542904
71 GF Score
Price ₹65.00
GF Value ₹60.88
Valuation Fairly Valued
! 4 Warning Signs
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What is Ujjivan Small Finance Bank ROC (Joel Greenblatt) %?

Ujjivan Small Finance Bank BOM:542904 +1.61% 71 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates BOM:542904 with a GF Score™ of 71/100 and a GF Value™ of ₹60.88 (Fairly Valued). The stock has 4 warning signs investors should review. Among 47 Banks companies, Ujjivan Small Finance Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

BOM:542904
71GF Score
Ujjivan Small Finance Bank Ltd BOM:542904
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Ujjivan Small Finance Bank (BOM:542904) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ujjivan Small Finance Bank and its competitors. According to the industry distribution chart, Ujjivan Small Finance Bank ranks #999999 out of 47 companies in the Banks industry.
Is Ujjivan Small Finance Bank's ROC (Joel Greenblatt) % too high?
Ujjivan Small Finance Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Ujjivan Small Finance Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ujjivan Small Finance Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Ujjivan Small Finance Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Ujjivan Small Finance Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 54.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 54.45, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 54.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Fairly Valued. The stock's GF Value™ is ₹60.88, compared to a current price of ₹65.00 — trading 6.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Ujjivan Small Finance Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?

Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued. The current stock price of ₹65.00 is trading 6.8% above its estimated GF Value™ of ₹60.88. GuruFocus considers Ujjivan Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:542904:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹60.88 vs. price of ₹65.00 (6.8% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ujjivan Small Finance Bank Business Description

Other Exchanges UJJIVANSFB:India
Address No. 27, 3rd ‘A’ Cross, 18th Main, 6th Block, Grape Garden, Bengaluru, KA, IND, 560 095
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
71GF Score

Get the complete analysis for BOM:542904

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹65.00
Price
₹60.88
GF Value