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Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Ujjivan Small Finance Bank's Shareholder Yield % was -3.58%.
Ujjivan Small Finance Bank (BOM:542904) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Ujjivan Small Finance Bank Shareholder Yield % Related Terms
Ujjivan Small Finance Bank Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank Shareholder Yield % Chart
Ujjivan Small Finance Bank Shareholder Yield % Competitor Comparison
For the Banks - Regional subindustry, Ujjivan Small Finance Bank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ujjivan Small Finance Bank Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Ujjivan Small Finance Bank's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Ujjivan Small Finance Bank (BOM:542904) has a Shareholder Yield % of -3.58% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Ujjivan Small Finance Bank and its competitors. According to the industry distribution chart, Ujjivan Small Finance Bank ranks #1012 out of 1501 companies in the Banks industry, placing it in the top 67.4%.
Is Ujjivan Small Finance Bank's Shareholder Yield % too high?
Ujjivan Small Finance Bank's current Shareholder Yield % is -3.58%. Based on the distribution chart, Ujjivan Small Finance Bank ranks #1012 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Ujjivan Small Finance Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's Shareholder Yield % compare to competitors?
According to the Banks industry distribution chart, Ujjivan Small Finance Bank ranks #1012 out of 1501 companies for Shareholder Yield %. This places Ujjivan Small Finance Bank in the lower half of its industry. The industry median Shareholder Yield % is 1.48. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.48, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median Shareholder Yield % is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current Shareholder Yield % is -3.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹60.81, compared to a current price of ₹69.61 — trading 14.5% above its estimated fair value. The current Shareholder Yield % is -3.58%. Ujjivan Small Finance Bank's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current Shareholder Yield % is -3.58% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued.
The current stock price of ₹69.61 is trading 14.5% above its estimated GF Value™ of ₹60.81.
GuruFocus considers Ujjivan Small Finance Bank to be Modestly Overvalued.
Key valuation signals for BOM:542904:
Shareholder Yield %: -3.58%
GF Value™: ₹60.81 vs. price of ₹69.61 (14.5% above fair value)
No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
72GF Score
Get the complete analysis for BOM:542904
Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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