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Ujjivan Small Finance Bank's quarterly market cap
increased
from Sep. 2025 (₹89,729 Mil) to Dec. 2025 (₹102,661 Mil) but then
declined
from Dec. 2025 (₹102,661 Mil) to Mar. 2026 (₹98,165 Mil).
Ujjivan Small Finance Bank's annual market cap
declined
from Mar. 2024 (₹86,793 Mil) to Mar. 2025 (₹66,564 Mil) but then
increased
from Mar. 2025 (₹66,564 Mil) to Mar. 2026 (₹98,165 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Ujjivan Small Finance Bank's Enterprise Value for Today is ₹116,641 Mil.
Ujjivan Small Finance Bank (BOM:542904) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Ujjivan Small Finance Bank Market Cap Related Terms
Ujjivan Small Finance Bank Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank Market Cap Competitor Comparison
For the Banks - Regional subindustry, Ujjivan Small Finance Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ujjivan Small Finance Bank Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's Market Cap distribution charts can be found below:
* The bar in red indicates where Ujjivan Small Finance Bank's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ujjivan Small Finance Bank (BOM:542904) has a Market Cap of ₹126,090 Mil as of Jul. 19, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Ujjivan Small Finance Bank and its competitors. According to the industry distribution chart, Ujjivan Small Finance Bank ranks #606 out of 1547 companies in the Banks industry, placing it in the top 39.2%.
Is Ujjivan Small Finance Bank's Market Cap too high?
Ujjivan Small Finance Bank's current Market Cap is ₹126,090 Mil. Based on the distribution chart, Ujjivan Small Finance Bank ranks #606 out of 1547 companies in the Banks industry, which is above the industry midpoint. Overall, Ujjivan Small Finance Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ujjivan Small Finance Bank's Market Cap compare to competitors?
According to the Banks industry distribution chart, Ujjivan Small Finance Bank ranks #606 out of 1547 companies for Market Cap. This puts Ujjivan Small Finance Bank in the upper half of its industry. The industry median Market Cap is 713.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 713.02, based on 1,547 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Ujjivan Small Finance Bank and its competitors. For the Banks industry, the median Market Cap is 713.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ujjivan Small Finance Bank's current Market Cap is ₹126,090 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ujjivan Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank (BOM:542904) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹56.49, compared to a current price of ₹64.80 — trading 14.7% above its estimated fair value. The current Market Cap is ₹126,090 Mil. Ujjivan Small Finance Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Ujjivan Small Finance Bank (BOM:542904), the current Market Cap is ₹126,090 Mil as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ujjivan Small Finance Bank (BOM:542904) Overvalued in 2026?
Based on GuruFocus' analysis, Ujjivan Small Finance Bank stock appears to be overvalued.
The current stock price of ₹64.80 is trading 14.7% above its estimated GF Value™ of ₹56.49.
GuruFocus considers Ujjivan Small Finance Bank to be Modestly Overvalued.
Key valuation signals for BOM:542904:
Market Cap: ₹126,090 Mil
GF Value™: ₹56.49 vs. price of ₹64.80 (14.7% above fair value)
No single metric tells the full story. See the BOM:542904 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
72GF Score
Get the complete analysis for BOM:542904
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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