CHBH (Croghan Bancshares) FCF Margin %: 0.00% (As of Mar. 2026)


CHBH Croghan Bancshares Inc CHBH
57 GF Score
Price $61.00
GF Value $58.49
Valuation Fairly Valued
! 3 Warning Signs
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What is Croghan Bancshares FCF Margin %?

Croghan Bancshares CHBH 57 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.49 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Croghan Bancshares ranks worse than 50.8% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Croghan Bancshares's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. Croghan Bancshares's Revenue for the three months ended in Mar. 2026 was $13.21 Mil. Therefore, Croghan Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Croghan Bancshares's current FCF Yield % is 10.65%.

The historical rank and industry rank for Croghan Bancshares's FCF Margin % or its related term are showing as below:

CHBH' s FCF Margin % Range Over the Past 10 Years
Min: 25.95   Med: 32.7   Max: 38.46
Current: 25.95


During the past 13 years, the highest FCF Margin % of Croghan Bancshares was 38.46%. The lowest was 25.95%. And the median was 32.70%.

CHBH's FCF Margin % is ranked worse than
50.8% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs CHBH: 25.95


Croghan Bancshares FCF Margin % Related Terms


Croghan Bancshares FCF Margin % Historical Data

* Premium members only.

The historical data trend for Croghan Bancshares's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Croghan Bancshares FCF Margin % Chart

Croghan Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.95 38.46 32.13 30.57 27.18

Croghan Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CHBH vs CBBI, CTUY, FMBM: FCF Margin % Comparison

For the Banks - Regional subindustry, Croghan Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Croghan Bancshares FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Croghan Bancshares's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Croghan Bancshares's FCF Margin % falls into.


CHBH
57GF Score
Croghan Bancshares Inc CHBH
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Croghan Bancshares FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Croghan Bancshares's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=13.028/47.939
=27.18 %

Croghan Bancshares's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/13.213
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Croghan Bancshares (CHBH) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Croghan Bancshares and its competitors. Over the past decade, Croghan Bancshares' FCF Margin % has ranged from 25.95 to 38.46. According to the industry distribution chart, Croghan Bancshares ranks #764 out of 1504 companies in the Banks industry, placing it in the top 50.8%.
Is Croghan Bancshares' FCF Margin % too high?
Croghan Bancshares' current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 25.95 to a high of 38.46. Based on the distribution chart, Croghan Bancshares ranks #764 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' FCF Margin % compare to CBBI and CTUY?
According to the Banks industry distribution chart, Croghan Bancshares ranks #764 out of 1504 companies for FCF Margin %. This places Croghan Bancshares in the lower half of its industry. The industry median FCF Margin % is 26.50. Historically, Croghan Bancshares' own FCF Margin % has ranged from 25.95 to 38.46 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Croghan Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croghan Bancshares's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.49, compared to a current price of $61.00 — trading 4.3% above its estimated fair value. The current FCF Margin % is 0.00%. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croghan Bancshares (CHBH) Overvalued in 2026?

Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued. The current stock price of $61.00 is trading 4.3% above its estimated GF Value™ of $58.49. GuruFocus considers Croghan Bancshares to be Fairly Valued.

Key valuation signals for CHBH:

  • FCF Margin %: 0.00%
  • GF Value™: $58.49 vs. price of $61.00 (4.3% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Croghan Bancshares Business Description

Address 323 Croghan Street, Fremont, OH, USA, 43420
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00
Price
$58.49
GF Value