The historical rank and industry rank for Croghan Bancshares's OCF Margin % or its related term are showing as below:
CHBH'
s OCF Margin % Range Over the Past 10 Years
Min: 28.59 Med: 35.65 Max: 39.95
Current: 27.3
During the past 13 years, the highest OCF Margin % of Croghan Bancshares was 39.95%. The lowest was 28.59%. And the median was 35.65%.
CHBH's OCF Margin % is ranked worse than 54.56% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs CHBH: 27.30
Croghan Bancshares OCF Margin % Related Terms
Croghan Bancshares OCF Margin % Historical Data
* Premium members only.
The historical data trend for Croghan Bancshares's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Croghan Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Croghan Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Croghan Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Croghan Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Croghan Bancshares (CHBH) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Croghan Bancshares and its competitors. Over the past decade, Croghan Bancshares' OCF Margin % has ranged from 28.59 to 39.95. According to the industry distribution chart, Croghan Bancshares ranks #819 out of 1501 companies in the Banks industry, placing it in the top 54.6%.
Is Croghan Bancshares' OCF Margin % too high?
Croghan Bancshares' current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 28.59 to a high of 39.95. Based on the distribution chart, Croghan Bancshares ranks #819 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' OCF Margin % compare to CBBI and CTUY?
According to the Banks industry distribution chart, Croghan Bancshares ranks #819 out of 1501 companies for OCF Margin %. This places Croghan Bancshares in the lower half of its industry. The industry median OCF Margin % is 29.44. Historically, Croghan Bancshares' own OCF Margin % has ranged from 28.59 to 39.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Croghan Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croghan Bancshares's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.50, compared to a current price of $61.00 — trading 4.3% above its estimated fair value. The current OCF Margin % is 0.00%. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Croghan Bancshares (CHBH) Overvalued in 2026?
Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued.
The current stock price of $61.00 is trading 4.3% above its estimated GF Value™ of $58.50.
GuruFocus considers Croghan Bancshares to be Fairly Valued.
Key valuation signals for CHBH:
OCF Margin %: 0.00%
GF Value™: $58.50 vs. price of $61.00 (4.3% above fair value)
No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score
Get the complete analysis for CHBH
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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