CHBH (Croghan Bancshares) Dividend Payout Ratio: 0.34 (As of Mar. 2026) — Near Median

What is Croghan Bancshares Dividend Payout Ratio?

Croghan Bancshares CHBH 57 Dividend Payout Ratio is 0.34 as of Mar. 2026, which is at its 10-year median of 0.34. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.54 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,169 Banks companies, Croghan Bancshares ranks worse than 55.95% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Croghan Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.34.

The historical rank and industry rank for Croghan Bancshares's Dividend Payout Ratio or its related term are showing as below:

CHBH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.34 Max: 0.48
Current: 0.36

During the past 13 years, the highest Dividend Payout Ratio of Croghan Bancshares was 0.48. The lowest was 0.30. And the median was 0.34.

CHBH's Dividend Payout Ratio is ranked worse than
55.95% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs CHBH: 0.36

As of today (2026-07-01), the Dividend Yield % of Croghan Bancshares is 3.90%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Croghan Bancshares was 5.52%. The lowest was 2.52%. And the median was 3.56%.

Croghan Bancshares's Dividends per Share for the months ended in Mar. 2026 was $0.60.

During the past 12 months, Croghan Bancshares's average Dividends Per Share Growth Rate was 2.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Croghan Bancshares was 72.60% per year. The lowest was -9.10% per year. And the median was 4.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Croghan Bancshares (OTCPK:CHBH) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Croghan Bancshares Dividend Payout Ratio Related Terms

Croghan Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Croghan Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Croghan Bancshares Dividend Payout Ratio Chart

Croghan Bancshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.31

0.35

0.34

0.48

0.39

Croghan Bancshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.46	0.42	0.35	0.36	0.34

CHBH vs PPBN, FCPB, CTUY: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Croghan Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Croghan Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Croghan Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Croghan Bancshares's Dividend Payout Ratio falls into.

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57GF Score

Croghan Bancshares Inc CHBH

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Croghan Bancshares Dividend Payout Ratio Calculation

Croghan Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	2.33	/	5.94
	=	0.39

Croghan Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.6	/	1.75
	=	0.34

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.34 mean?

Croghan Bancshares (CHBH) has a Dividend Payout Ratio of 0.34 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Croghan Bancshares and its competitors. This is near median its historical median of 0.34. Over the past decade, Croghan Bancshares' Dividend Payout Ratio has ranged from 0.30 to 0.48. According to the industry distribution chart, Croghan Bancshares ranks #654 out of 1169 companies in the Banks industry, placing it in the top 55.9%.

Is Croghan Bancshares' Dividend Payout Ratio too high?

Croghan Bancshares' current Dividend Payout Ratio of 0.34 is near median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Croghan Bancshares' value of 0.34 is 6.3% above this industry median. Based on the distribution chart, Croghan Bancshares ranks #654 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Croghan Bancshares' Dividend Payout Ratio compare to PPBN and FCPB?

According to the Banks industry distribution chart, Croghan Bancshares ranks #654 out of 1169 companies for Dividend Payout Ratio. This places Croghan Bancshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Croghan Bancshares' value of 0.34 is 6.3% above this benchmark. Historically, Croghan Bancshares' own Dividend Payout Ratio has ranged from 0.30 to 0.48 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.32, Croghan Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Croghan Bancshares's current Dividend Payout Ratio of 0.34 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Croghan Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croghan Bancshares's current Dividend Payout Ratio is 0.34, which is near median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Croghan Bancshares stock overvalued right now?

Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.54, compared to a current price of $61.00 — trading 4.2% above its estimated fair value. The current Dividend Payout Ratio is 0.34, which is near median its 10-year median of 0.34 and 6.3% above the Banks industry median of 0.32. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current Dividend Payout Ratio is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croghan Bancshares (CHBH) Overvalued in 2026?

Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued. The current stock price of $61.00 is trading 4.2% above its estimated GF Value™ of $58.54. GuruFocus considers Croghan Bancshares to be Fairly Valued.

Key valuation signals for CHBH:

Dividend Payout Ratio: 0.34 (near median its 10-year median of 0.34)
GF Value™: $58.54 vs. price of $61.00 (4.2% above fair value)
GF Score™: 57/100 with 3 warning signs
Industry Position: 6.3% above the Banks median (#654 of 1169)

No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Croghan Bancshares Business Description

Industry Financial Services Banks

Comparable Companies PPBN FCPB CTUY BBNA HYNE BLHK PBCO BNCC JDVB WSBK SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 323 Croghan Street, Fremont, OH, USA, 43420

Website https://www.croghan.bank

Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.

57GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00

Price

$58.54

GF Value

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