Croghan BancsharesCHBH +1.24%57 PS Ratio is 2.50 as of Jul. 09, 2026, which is 10% below its 10-year median of 2.78. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.60 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Croghan Bancshares ranks better than 63.92% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Croghan Bancshares's share price is $61.99.
Croghan Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $24.78. Hence, Croghan Bancshares's PS Ratio for today is 2.50.
The historical rank and industry rank for Croghan Bancshares's PS Ratio or its related term are showing as below:
CHBH'
s PS Ratio Range Over the Past 10 Years
Min: 1.87 Med: 2.78 Max: 3.56
Current: 2.5
During the past 13 years, Croghan Bancshares's highest PS Ratio was 3.56. The lowest was 1.87. And the median was 2.78.
CHBH's PS Ratio is ranked better than 63.92% of 1516
companies
in the Banks industry
Industry Median: 3
vs CHBH: 2.50
Croghan Bancshares Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Croghan Bancshares was 20.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 4.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.10% per year.
During the past 13 years, Croghan Bancshares's highest 3-Year average Revenue per Share Growth Rate was 106.40% per year. The lowest was -0.80% per year. And the median was 4.20% per year.
Back to Basics: PS Ratio
Croghan Bancshares (OTCPK:CHBH) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Croghan Bancshares PS Ratio Related Terms
Croghan Bancshares PS Ratio Historical Data
* Premium members only.
The historical data trend for Croghan Bancshares's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Croghan Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Croghan Bancshares PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Croghan Bancshares's PS Ratio distribution charts can be found below:
* The bar in red indicates where Croghan Bancshares's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Croghan Bancshares's Share Price of today is $61.99. Croghan Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.78.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Croghan Bancshares (CHBH) has a PS Ratio of 2.50 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Croghan Bancshares and its competitors. This is 10% below median its historical median of 2.78. Over the past decade, Croghan Bancshares' PS Ratio has ranged from 1.87 to 3.56. According to the industry distribution chart, Croghan Bancshares ranks #547 out of 1516 companies in the Banks industry, placing it in the top 36.1%.
Is Croghan Bancshares' PS Ratio too high?
Croghan Bancshares' current PS Ratio of 2.50 is 10% below median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 3.56. The Banks industry median PS Ratio is 3.00. Croghan Bancshares' value of 2.50 is 16.7% below this industry median. Based on the distribution chart, Croghan Bancshares ranks #547 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' PS Ratio compare to PPBN and FCPB?
According to the Banks industry distribution chart, Croghan Bancshares ranks #547 out of 1516 companies for PS Ratio. This puts Croghan Bancshares in the upper half of its industry. The industry median PS Ratio is 3.00. Croghan Bancshares' value of 2.50 is 16.7% below this benchmark. Historically, Croghan Bancshares' own PS Ratio has ranged from 1.87 to 3.56 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 3.00, Croghan Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Croghan Bancshares's current PS Ratio of 2.50 is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Croghan Bancshares and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croghan Bancshares's current PS Ratio is 2.50, which is 10% below median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.60, compared to a current price of $61.99 — trading 5.8% above its estimated fair value. The current PS Ratio is 2.50, which is 10% below median its 10-year median of 2.78 and 16.7% below the Banks industry median of 3.00. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current PS Ratio is 2.50 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Croghan Bancshares (CHBH) Overvalued in 2026?
Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued.
The current stock price of $61.99 is trading 5.8% above its estimated GF Value™ of $58.60.
GuruFocus considers Croghan Bancshares to be Fairly Valued.
Key valuation signals for CHBH:
PS Ratio: 2.50 (10% below median its 10-year median of 2.78)
GF Value™: $58.60 vs. price of $61.99 (5.8% above fair value)
Industry Position: 16.7% below the Banks median (#547 of 1516)
No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score
Get the complete analysis for CHBH
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHBH has been successfully added to your 
