CHBH (Croghan Bancshares) GF Score: 57/100 (As of Jul. 06, 2026) — 17% Below Median


CHBH Croghan Bancshares Inc CHBH
57 GF Score
Price $61.00
GF Value $58.57
Valuation Fairly Valued
! 3 Warning Signs
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What is Croghan Bancshares GF Score?

Croghan Bancshares CHBH 57 GF Score is 57 as of Jul. 06, 2026, which is 17% below its 10-year median of 69.00. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.57 (Fairly Valued). The stock has 3 warning signs investors should review.

Croghan Bancshares has the GF Score of 57, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 2/10
4. GF Value Rank : 7/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Croghan Bancshares might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Croghan Bancshares  (OTCPK:CHBH) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Croghan Bancshares GF Score Related Terms


CHBH vs PPBN, FCPB, CTUY: GF Score Comparison

For the Banks - Regional subindustry, Croghan Bancshares's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Croghan Bancshares GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Croghan Bancshares's GF Score distribution charts can be found below:

* The bar in red indicates where Croghan Bancshares's GF Score falls into.


CHBH
57GF Score
Croghan Bancshares Inc CHBH
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 57 mean?
Croghan Bancshares (CHBH) has a GF Score of 57 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Croghan Bancshares and its competitors. This is 17% below median its historical median of 69.00. Over the past decade, Croghan Bancshares' GF Score has ranged from 55.00 to 80.00.
Is Croghan Bancshares' GF Score too high?
Croghan Bancshares' current GF Score of 57 is 17% below median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 55.00 to a high of 80.00. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' GF Score compare to PPBN and FCPB?
Croghan Bancshares' GF Score of 57 can be compared against companies in the Banks industry. Historically, Croghan Bancshares' own GF Score has ranged from 55.00 to 80.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Croghan Bancshares and its competitors. Croghan Bancshares's current GF Score is 57, which is 17% below median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.57, compared to a current price of $61.00 — trading 4.1% above its estimated fair value. The current GF Score is 57, which is 17% below median its 10-year median of 69.00. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current GF Score is 57 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croghan Bancshares (CHBH) Overvalued in 2026?

Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued. The current stock price of $61.00 is trading 4.1% above its estimated GF Value™ of $58.57. GuruFocus considers Croghan Bancshares to be Fairly Valued.

Key valuation signals for CHBH:

  • GF Score: 57 (17% below median its 10-year median of 69.00)
  • GF Value™: $58.57 vs. price of $61.00 (4.1% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Croghan Bancshares Business Description

Address 323 Croghan Street, Fremont, OH, USA, 43420
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00
Price
$58.57
GF Value