CHBH (Croghan Bancshares) PEG Ratio: 6.31 (As of Jul. 05, 2026) — 292% Above Median


CHBH Croghan Bancshares Inc CHBH
57 GF Score
Price $61.00
GF Value $58.56
Valuation Fairly Valued
! 3 Warning Signs
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What is Croghan Bancshares PEG Ratio?

Croghan Bancshares CHBH 57 PEG Ratio is 6.31 as of Jul. 05, 2026, which is 292% above its 10-year median of 1.61. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.56 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Croghan Bancshares ranks worse than 88.63% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Croghan Bancshares's PE Ratio without NRI is 9.47. Croghan Bancshares's 5-Year Book Value growth rate is 1.50%. Therefore, Croghan Bancshares's PEG Ratio for today is 6.31.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Croghan Bancshares's PEG Ratio or its related term are showing as below:

CHBH' s PEG Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.61   Max: 30.62
Current: 6.31


During the past 13 years, Croghan Bancshares's highest PEG Ratio was 30.62. The lowest was 1.06. And the median was 1.61.


CHBH's PEG Ratio is ranked worse than
88.63% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs CHBH: 6.31

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Croghan Bancshares  (OTCPK:CHBH) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Croghan Bancshares PEG Ratio Related Terms


Croghan Bancshares PEG Ratio Historical Data

* Premium members only.

The historical data trend for Croghan Bancshares's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Croghan Bancshares PEG Ratio Chart

Croghan Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 2.86 0.00 0.00 5.27

Croghan Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 13.32 5.27 3.21

CHBH vs PPBN, FCPB, CTUY: PEG Ratio Comparison

For the Banks - Regional subindustry, Croghan Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Croghan Bancshares PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Croghan Bancshares's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Croghan Bancshares's PEG Ratio falls into.


CHBH
57GF Score
Croghan Bancshares Inc CHBH
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Croghan Bancshares PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Croghan Bancshares's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.472049689441/1.50
=6.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 6.31 mean?
Croghan Bancshares (CHBH) has a PEG Ratio of 6.31 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Croghan Bancshares and its competitors. This is 292% above median its historical median of 1.61. Over the past decade, Croghan Bancshares' PEG Ratio has ranged from 1.06 to 30.62. According to the industry distribution chart, Croghan Bancshares ranks #1091 out of 1231 companies in the Banks industry, placing it in the top 88.6%.
Is Croghan Bancshares' PEG Ratio too high?
Croghan Bancshares' current PEG Ratio of 6.31 is 292% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 30.62. The Banks industry median PEG Ratio is 1.54. Croghan Bancshares' value of 6.31 is 309.7% above this industry median. Based on the distribution chart, Croghan Bancshares ranks #1091 out of 1231 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' PEG Ratio compare to PPBN and FCPB?
According to the Banks industry distribution chart, Croghan Bancshares ranks #1091 out of 1231 companies for PEG Ratio. This places Croghan Bancshares in the lower half of its industry. The industry median PEG Ratio is 1.54. Croghan Bancshares' value of 6.31 is 309.7% above this benchmark. Historically, Croghan Bancshares' own PEG Ratio has ranged from 1.06 to 30.62 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 1.54, Croghan Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Croghan Bancshares's current PEG Ratio of 6.31 is 309.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Croghan Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croghan Bancshares's current PEG Ratio is 6.31, which is 292% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.56, compared to a current price of $61.00 — trading 4.2% above its estimated fair value. The current PEG Ratio is 6.31, which is 292% above median its 10-year median of 1.61 and 309.7% above the Banks industry median of 1.54. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current PEG Ratio is 6.31 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croghan Bancshares (CHBH) Overvalued in 2026?

Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued. The current stock price of $61.00 is trading 4.2% above its estimated GF Value™ of $58.56. GuruFocus considers Croghan Bancshares to be Fairly Valued.

Key valuation signals for CHBH:

  • PEG Ratio: 6.31 (292% above median its 10-year median of 1.61)
  • GF Value™: $58.56 vs. price of $61.00 (4.2% above fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 309.7% above the Banks median (#1091 of 1231)

No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Croghan Bancshares Business Description

Address 323 Croghan Street, Fremont, OH, USA, 43420
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score

Get the complete analysis for CHBH

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00
Price
$58.56
GF Value