CHBH (Croghan Bancshares) ROE % Adjusted to Book Value: 12.24% (As of Mar. 2026)


CHBH Croghan Bancshares Inc CHBH
57 GF Score
Price $61.00
GF Value $58.54
Valuation Fairly Valued
! 3 Warning Signs
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What is Croghan Bancshares ROE % Adjusted to Book Value?

Croghan Bancshares CHBH 57 ROE % Adjusted to Book Value is 12.24% as of Mar. 2026. GuruFocus rates CHBH with a GF Score™ of 57/100 and a GF Value™ of $58.54 (Fairly Valued). The stock has 3 warning signs investors should review.

Croghan Bancshares's ROE % for the quarter that ended in Mar. 2026 was 10.28%. Croghan Bancshares's PB Ratio for the quarter that ended in Mar. 2026 was 0.84. Croghan Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.24%.


Croghan Bancshares ROE % Adjusted to Book Value Related Terms


Croghan Bancshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for Croghan Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Croghan Bancshares ROE % Adjusted to Book Value Chart

Croghan Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.04 10.14 11.63 10.19 11.88

Croghan Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.23 11.53 13.50 12.47 12.24

CHBH vs PPBN, FCPB, CTUY: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Croghan Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Croghan Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Croghan Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Croghan Bancshares's ROE % Adjusted to Book Value falls into.


CHBH
57GF Score
Croghan Bancshares Inc CHBH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Croghan Bancshares ROE % Adjusted to Book Value Calculation

Croghan Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.27% / 0.78
=11.88%

Croghan Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.28% / 0.84
=12.24%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.24% mean?
Croghan Bancshares (CHBH) has a ROE % Adjusted to Book Value of 12.24% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Croghan Bancshares and its competitors.
Is Croghan Bancshares' ROE % Adjusted to Book Value too high?
Croghan Bancshares' current ROE % Adjusted to Book Value is 12.24%. Overall, Croghan Bancshares has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Croghan Bancshares' ROE % Adjusted to Book Value compare to PPBN and FCPB?
Croghan Bancshares' ROE % Adjusted to Book Value of 12.24% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Croghan Bancshares and its competitors. Croghan Bancshares's current ROE % Adjusted to Book Value is 12.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croghan Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Croghan Bancshares (CHBH) is currently considered Fairly Valued. The stock's GF Value™ is $58.54, compared to a current price of $61.00 — trading 4.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 12.24%. Croghan Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Croghan Bancshares (CHBH), the current ROE % Adjusted to Book Value is 12.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croghan Bancshares (CHBH) Overvalued in 2026?

Based on GuruFocus' analysis, Croghan Bancshares stock appears to be overvalued. The current stock price of $61.00 is trading 4.2% above its estimated GF Value™ of $58.54. GuruFocus considers Croghan Bancshares to be Fairly Valued.

Key valuation signals for CHBH:

  • ROE % Adjusted to Book Value: 12.24%
  • GF Value™: $58.54 vs. price of $61.00 (4.2% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the CHBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Croghan Bancshares Business Description

Address 323 Croghan Street, Fremont, OH, USA, 43420
Croghan Bancshares Inc is a financial holding company. The bank offers a diverse range of commercial and retail banking services through its banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Its products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. The company operates in one industry segment, the commercial banking industry.
57GF Score

Get the complete analysis for CHBH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00
Price
$58.54
GF Value