PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) FCF Margin %: 15.68% (As of Mar. 2026) — 138% Above Median


ISX:AMAG PT Asuransi Multi Artha Guna Tbk ISX:AMAG
65 GF Score
Price Rp388.00
GF Value Rp447.36
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Asuransi Multi Artha Guna Tbk FCF Margin %?

PT Asuransi Multi Artha Guna Tbk ISX:AMAG -0.51% 65 FCF Margin % is 15.68% as of Mar. 2026, which is 138% above its 10-year median of 6.58. GuruFocus rates ISX:AMAG with a GF Score™ of 65/100 and a GF Value™ of Rp447.36 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, PT Asuransi Multi Artha Guna Tbk ranks worse than 67.66% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Asuransi Multi Artha Guna Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp67,982 Mil. PT Asuransi Multi Artha Guna Tbk's Revenue for the three months ended in Mar. 2026 was Rp433,642 Mil. Therefore, PT Asuransi Multi Artha Guna Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 15.68%.

As of today, PT Asuransi Multi Artha Guna Tbk's current FCF Yield % is 4.31%.

The historical rank and industry rank for PT Asuransi Multi Artha Guna Tbk's FCF Margin % or its related term are showing as below:

ISX:AMAG' s FCF Margin % Range Over the Past 10 Years
Min: -130.31   Med: 6.58   Max: 32.27
Current: 3.86


During the past 13 years, the highest FCF Margin % of PT Asuransi Multi Artha Guna Tbk was 32.27%. The lowest was -130.31%. And the median was 6.58%.

ISX:AMAG's FCF Margin % is ranked worse than
67.66% of 504 companies
in the Insurance industry
Industry Median: 9.315 vs ISX:AMAG: 3.86


PT Asuransi Multi Artha Guna Tbk FCF Margin % Related Terms


PT Asuransi Multi Artha Guna Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Asuransi Multi Artha Guna Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Multi Artha Guna Tbk FCF Margin % Chart

PT Asuransi Multi Artha Guna Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.26 22.08 12.70 3.79 4.07

PT Asuransi Multi Artha Guna Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.00 -0.19 2.51 -0.33 15.68

ISX:AMAG vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Multi Artha Guna Tbk FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's FCF Margin % falls into.


ISX:AMAG
65GF Score
PT Asuransi Multi Artha Guna Tbk ISX:AMAG
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Multi Artha Guna Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Asuransi Multi Artha Guna Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=91904.229/2258414.424
=4.07 %

PT Asuransi Multi Artha Guna Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=67981.982/433641.577
=15.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 15.68% mean?
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a FCF Margin % of 15.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 138% above median its historical median of 6.58. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #341 out of 504 companies in the Insurance industry, placing it in the top 67.7%.
Is PT Asuransi Multi Artha Guna Tbk's FCF Margin % too high?
PT Asuransi Multi Artha Guna Tbk's current FCF Margin % of 15.68% is 138% above median its 10-year median of 6.58. The Insurance industry median FCF Margin % is 9.32. PT Asuransi Multi Artha Guna Tbk's value of 15.68% is 68.3% above this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #341 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #341 out of 504 companies for FCF Margin %. This places PT Asuransi Multi Artha Guna Tbk in the lower half of its industry. The industry median FCF Margin % is 9.32. PT Asuransi Multi Artha Guna Tbk's value of 15.68% is 68.3% above this benchmark. While the company's 10-year median is 6.58 vs. the industry median of 9.32, PT Asuransi Multi Artha Guna Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current FCF Margin % of 15.68% is 68.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current FCF Margin % is 15.68%, which is 138% above median its own 10-year median of 6.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current FCF Margin % is 15.68%, which is 138% above median its 10-year median of 6.58 and 68.3% above the Insurance industry median of 9.32. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current FCF Margin % is 15.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued. The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36. GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAG:

  • FCF Margin %: 15.68% (138% above median its 10-year median of 6.58)
  • GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
  • GF Score™: 65/100 with 4 warning signs
  • Industry Position: 68.3% above the Insurance median (#341 of 504)

No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Multi Artha Guna Tbk Business Description

Address Jalan KH Mas Mansyur Kav. 126, 17th Floor, The City Center Batavia Tower One, Karet Tengsin, Tanah Abang, Jakarta Pusat, Jakarta, IDN, 10220
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score

Get the complete analysis for ISX:AMAG

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp388.00
Price
Rp447.36
GF Value