PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) PS Ratio: 0.91 (As of Jul. 20, 2026) — 49% Below Median

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ISX:AMAG PT Asuransi Multi Artha Guna Tbk ISX:AMAG
69 GF Score
Price Rp392.00
GF Value Rp449.18
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Asuransi Multi Artha Guna Tbk PS Ratio?

PT Asuransi Multi Artha Guna Tbk ISX:AMAG 69 PS Ratio is 0.91 as of Jul. 20, 2026, which is 49% below its 10-year median of 1.80. GuruFocus rates ISX:AMAG with a GF Score™ of 69/100 and a GF Value™ of Rp449.18 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, PT Asuransi Multi Artha Guna Tbk ranks better than 62.28% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Asuransi Multi Artha Guna Tbk's share price is Rp392.00. PT Asuransi Multi Artha Guna Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp432.59. Hence, PT Asuransi Multi Artha Guna Tbk's PS Ratio for today is 0.91.

The historical rank and industry rank for PT Asuransi Multi Artha Guna Tbk's PS Ratio or its related term are showing as below:

ISX:AMAG' s PS Ratio Range Over the Past 10 Years
Min: 0.71   Med: 1.8   Max: 3.29
Current: 0.91

During the past 13 years, PT Asuransi Multi Artha Guna Tbk's highest PS Ratio was 3.29. The lowest was 0.71. And the median was 1.80.

ISX:AMAG's PS Ratio is ranked better than
62.28% of 501 companies
in the Insurance industry
Industry Median: 1.15 vs ISX:AMAG: 0.91

PT Asuransi Multi Artha Guna Tbk's Revenue per Sharefor the three months ended in Mar. 2026 was Rp87.67. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp432.59.

Warning Sign:

PT Asuransi Multi Artha Guna Tbk revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of PT Asuransi Multi Artha Guna Tbk was -7.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 30.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 25.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 9.70% per year.

During the past 13 years, PT Asuransi Multi Artha Guna Tbk's highest 3-Year average Revenue per Share Growth Rate was 31.10% per year. The lowest was -9.70% per year. And the median was 2.00% per year.

Back to Basics: PS Ratio


PT Asuransi Multi Artha Guna Tbk  (ISX:AMAG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PT Asuransi Multi Artha Guna Tbk PS Ratio Related Terms


PT Asuransi Multi Artha Guna Tbk PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Multi Artha Guna Tbk's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Multi Artha Guna Tbk PS Ratio Chart

PT Asuransi Multi Artha Guna Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 1.75 1.32 0.79 0.88

PT Asuransi Multi Artha Guna Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.99 0.81 0.88 1.02

ISX:AMAG vs CB, PGR, TRV: PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Multi Artha Guna Tbk PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's PS Ratio falls into.


ISX:AMAG
69GF Score
PT Asuransi Multi Artha Guna Tbk ISX:AMAG
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Multi Artha Guna Tbk PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PT Asuransi Multi Artha Guna Tbk's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=392.00/432.585
=0.91

PT Asuransi Multi Artha Guna Tbk's Share Price of today is Rp392.00.
PT Asuransi Multi Artha Guna Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp432.59.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.91 mean?
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a PS Ratio of 0.91 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 49% below median its historical median of 1.80. Over the past decade, PT Asuransi Multi Artha Guna Tbk's PS Ratio has ranged from 0.71 to 3.29. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #189 out of 501 companies in the Insurance industry, placing it in the top 37.7%.
Is PT Asuransi Multi Artha Guna Tbk's PS Ratio too high?
PT Asuransi Multi Artha Guna Tbk's current PS Ratio of 0.91 is 49% below median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 3.29. The Insurance industry median PS Ratio is 1.15. PT Asuransi Multi Artha Guna Tbk's value of 0.91 is 20.9% below this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #189 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #189 out of 501 companies for PS Ratio. This puts PT Asuransi Multi Artha Guna Tbk in the upper half of its industry. The industry median PS Ratio is 1.15. PT Asuransi Multi Artha Guna Tbk's value of 0.91 is 20.9% below this benchmark. Historically, PT Asuransi Multi Artha Guna Tbk's own PS Ratio has ranged from 0.71 to 3.29 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.15, PT Asuransi Multi Artha Guna Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current PS Ratio of 0.91 is 20.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current PS Ratio is 0.91, which is 49% below median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp449.18, compared to a current price of Rp392.00 — trading 12.7% below its estimated fair value. The current PS Ratio is 0.91, which is 49% below median its 10-year median of 1.80 and 20.9% below the Insurance industry median of 1.15. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current PS Ratio is 0.91 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued. The current stock price of Rp392.00 is trading 12.7% below its estimated GF Value™ of Rp449.18. GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAG:

  • PS Ratio: 0.91 (49% below median its 10-year median of 1.80)
  • GF Value™: Rp449.18 vs. price of Rp392.00 (12.7% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 20.9% below the Insurance median (#189 of 501)

No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Multi Artha Guna Tbk Business Description

Address Jalan KH Mas Mansyur Kav. 126, 17th Floor, The City Center Batavia Tower One, Karet Tengsin, Tanah Abang, Jakarta Pusat, Jakarta, IDN, 10220
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
69GF Score

Get the complete analysis for ISX:AMAG

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp392.00
Price
Rp449.18
GF Value