The historical rank and industry rank for PT Asuransi Multi Artha Guna Tbk's Net Margin % or its related term are showing as below:
ISX:AMAG'
s Net Margin % Range Over the Past 10 Years
Min: 3.59 Med: 13.55 Max: 17.38
Current: 9.05
ISX:AMAG's Net Margin % is ranked worse than 51.09% of 503
companies
in the Insurance industry
Industry Median: 9.2
vs ISX:AMAG: 9.05
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Asuransi Multi Artha Guna Tbk Net Margin % Related Terms
PT Asuransi Multi Artha Guna Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Multi Artha Guna Tbk Net Margin % Chart
For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Multi Artha Guna Tbk Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a Net Margin % of 16.43% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 21% above median its historical median of 13.55. Over the past decade, PT Asuransi Multi Artha Guna Tbk's Net Margin % has ranged from 3.59 to 17.38. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #257 out of 503 companies in the Insurance industry, placing it in the top 51.1%.
Is PT Asuransi Multi Artha Guna Tbk's Net Margin % too high?
PT Asuransi Multi Artha Guna Tbk's current Net Margin % of 16.43% is 21% above median its 10-year median of 13.55. Over the past 10 years, this metric has ranged from a low of 3.59 to a high of 17.38. The Insurance industry median Net Margin % is 9.20. PT Asuransi Multi Artha Guna Tbk's value of 16.43% is 78.6% above this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #257 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #257 out of 503 companies for Net Margin %. This places PT Asuransi Multi Artha Guna Tbk in the lower half of its industry. The industry median Net Margin % is 9.20. PT Asuransi Multi Artha Guna Tbk's value of 16.43% is 78.6% above this benchmark. Historically, PT Asuransi Multi Artha Guna Tbk's own Net Margin % has ranged from 3.59 to 17.38 over the past decade. While the company's 10-year median is 13.55 vs. the industry median of 9.20, PT Asuransi Multi Artha Guna Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current Net Margin % of 16.43% is 78.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current Net Margin % is 16.43%, which is 21% above median its own 10-year median of 13.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current Net Margin % is 16.43%, which is 21% above median its 10-year median of 13.55 and 78.6% above the Insurance industry median of 9.20. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current Net Margin % is 16.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued.
The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36.
GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AMAG:
Net Margin %: 16.43% (21% above median its 10-year median of 13.55)
GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
Industry Position: 78.6% above the Insurance median (#257 of 503)
No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Multi Artha Guna Tbk Business Description
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score
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