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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Asuransi Multi Artha Guna Tbk 5-Year Yield-on-Cost % Related Terms
ISX:AMAG vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Multi Artha Guna Tbk 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost % falls into.
PT Asuransi Multi Artha Guna Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a 5-Year Yield-on-Cost % of 6.64 as of Aug. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 23% below median its historical median of 8.59. Over the past decade, PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost % has ranged from 1.58 to 25.39. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #93 out of 421 companies in the Insurance industry, placing it in the top 22.1%.
Is PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost % too high?
PT Asuransi Multi Artha Guna Tbk's current 5-Year Yield-on-Cost % of 6.64 is 23% below median its 10-year median of 8.59. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 25.39. The Insurance industry median 5-Year Yield-on-Cost % is 3.86. PT Asuransi Multi Artha Guna Tbk's value of 6.64 is 72% above this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #93 out of 421 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #93 out of 421 companies for 5-Year Yield-on-Cost %. This places PT Asuransi Multi Artha Guna Tbk in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. PT Asuransi Multi Artha Guna Tbk's value of 6.64 is 72% above this benchmark. Historically, PT Asuransi Multi Artha Guna Tbk's own 5-Year Yield-on-Cost % has ranged from 1.58 to 25.39 over the past decade. While the company's 10-year median is 8.59 vs. the industry median of 3.86, PT Asuransi Multi Artha Guna Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.86, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current 5-Year Yield-on-Cost % of 6.64 is 72% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current 5-Year Yield-on-Cost % is 6.64, which is 23% below median its own 10-year median of 8.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp449.37, compared to a current price of Rp388.00 — trading 13.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.64, which is 23% below median its 10-year median of 8.59 and 72% above the Insurance industry median of 3.86. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current 5-Year Yield-on-Cost % is 6.64 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued.
The current stock price of Rp388.00 is trading 13.7% below its estimated GF Value™ of Rp449.37.
GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AMAG:
5-Year Yield-on-Cost %: 6.64 (23% below median its 10-year median of 8.59)
GF Value™: Rp449.37 vs. price of Rp388.00 (13.7% below fair value)
Industry Position: 72% above the Insurance median (#93 of 421)
No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
66GF Score
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