PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) E10: Rp31.01 (As of Mar. 2026)


ISX:AMAG PT Asuransi Multi Artha Guna Tbk ISX:AMAG
65 GF Score
Price Rp388.00
GF Value Rp447.36
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Asuransi Multi Artha Guna Tbk E10?

PT Asuransi Multi Artha Guna Tbk ISX:AMAG -0.51% 65 E10 is Rp31.01 as of Mar. 2026. GuruFocus rates ISX:AMAG with a GF Score™ of 65/100 and a GF Value™ of Rp447.36 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Asuransi Multi Artha Guna Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp14.400. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp31.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Asuransi Multi Artha Guna Tbk's average E10 Growth Rate was -3.00% per year. During the past 3 years, the average E10 Growth Rate was -7.80% per year. During the past 5 years, the average E10 Growth Rate was -7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Asuransi Multi Artha Guna Tbk was -7.30% per year. The lowest was -8.30% per year. And the median was -7.80% per year.

As of today (2026-07-12), PT Asuransi Multi Artha Guna Tbk's current stock price is Rp388.00. PT Asuransi Multi Artha Guna Tbk's E10 for the quarter that ended in Mar. 2026 was Rp31.01. PT Asuransi Multi Artha Guna Tbk's Shiller PE Ratio of today is 12.51.

During the past 13 years, the highest Shiller PE Ratio of PT Asuransi Multi Artha Guna Tbk was 15.00. The lowest was 4.07. And the median was 9.25.


PT Asuransi Multi Artha Guna Tbk  (ISX:AMAG) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Asuransi Multi Artha Guna Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=388.00/31.01
=12.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Asuransi Multi Artha Guna Tbk was 15.00. The lowest was 4.07. And the median was 9.25.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Asuransi Multi Artha Guna Tbk E10 Related Terms


PT Asuransi Multi Artha Guna Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Asuransi Multi Artha Guna Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Multi Artha Guna Tbk E10 Chart

PT Asuransi Multi Artha Guna Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.79 38.76 35.29 32.52 30.41

PT Asuransi Multi Artha Guna Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.97 31.75 32.01 30.41 31.01

ISX:AMAG vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Multi Artha Guna Tbk Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's Shiller PE Ratio falls into.


ISX:AMAG
65GF Score
PT Asuransi Multi Artha Guna Tbk ISX:AMAG
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Multi Artha Guna Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Asuransi Multi Artha Guna Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.4/136.5387*136.5387
=14.400

Current CPI (Mar. 2026) = 136.5387.

PT Asuransi Multi Artha Guna Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 10.496 103.212 13.885
201609 11.481 104.142 15.052
201612 -4.385 105.222 -5.690
201703 6.000 106.476 7.694
201706 6.390 107.722 8.099
201709 8.310 108.020 10.504
201712 3.930 109.017 4.922
201803 2.230 110.097 2.766
201806 4.450 111.085 5.470
201809 4.150 111.135 5.099
201812 -5.182 112.430 -6.293
201903 4.680 112.829 5.663
201906 1.770 114.730 2.106
201909 6.187 114.905 7.352
201912 1.968 115.486 2.327
202003 4.370 116.252 5.133
202006 3.509 116.630 4.108
202009 8.329 116.397 9.770
202012 5.230 117.318 6.087
202103 8.920 117.840 10.335
202106 6.420 118.184 7.417
202109 6.169 118.262 7.122
202112 8.393 119.516 9.588
202203 7.390 120.948 8.343
202206 8.830 123.322 9.776
202209 10.390 125.298 11.322
202212 7.439 126.098 8.055
202303 3.070 126.953 3.302
202306 8.157 127.663 8.724
202309 11.770 128.151 12.540
202312 6.720 129.395 7.091
202403 8.690 130.607 9.085
202406 10.070 130.792 10.512
202409 -0.796 130.361 -0.834
202412 35.580 131.432 36.963
202503 6.860 131.948 7.099
202506 7.840 133.241 8.034
202509 8.547 133.819 8.721
202512 8.360 135.271 8.438
202603 14.400 136.539 14.400

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp31.01 mean?
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a E10 of Rp31.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors.
Is PT Asuransi Multi Artha Guna Tbk's E10 too high?
PT Asuransi Multi Artha Guna Tbk's current E10 is Rp31.01. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's E10 compare to CB and PGR?
PT Asuransi Multi Artha Guna Tbk's E10 of Rp31.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. PT Asuransi Multi Artha Guna Tbk's current E10 is Rp31.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current E10 is Rp31.01. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current E10 is Rp31.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued. The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36. GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAG:

  • E10: Rp31.01
  • GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Multi Artha Guna Tbk Business Description

Address Jalan KH Mas Mansyur Kav. 126, 17th Floor, The City Center Batavia Tower One, Karet Tengsin, Tanah Abang, Jakarta Pusat, Jakarta, IDN, 10220
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score

Get the complete analysis for ISX:AMAG

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp388.00
Price
Rp447.36
GF Value