The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Asuransi Multi Artha Guna Tbk Pretax Margin % Related Terms
PT Asuransi Multi Artha Guna Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Multi Artha Guna Tbk Pretax Margin % Chart
ISX:AMAG vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Multi Artha Guna Tbk Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a Pretax Margin % of 16.64% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 11% above median its historical median of 15.04. Over the past decade, PT Asuransi Multi Artha Guna Tbk's Pretax Margin % has ranged from 6.91 to 18.81. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #299 out of 503 companies in the Insurance industry, placing it in the top 59.4%.
Is PT Asuransi Multi Artha Guna Tbk's Pretax Margin % too high?
PT Asuransi Multi Artha Guna Tbk's current Pretax Margin % of 16.64% is 11% above median its 10-year median of 15.04. Over the past 10 years, this metric has ranged from a low of 6.91 to a high of 18.81. The Insurance industry median Pretax Margin % is 11.90. PT Asuransi Multi Artha Guna Tbk's value of 16.64% is 39.8% above this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #299 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #299 out of 503 companies for Pretax Margin %. This places PT Asuransi Multi Artha Guna Tbk in the lower half of its industry. The industry median Pretax Margin % is 11.90. PT Asuransi Multi Artha Guna Tbk's value of 16.64% is 39.8% above this benchmark. Historically, PT Asuransi Multi Artha Guna Tbk's own Pretax Margin % has ranged from 6.91 to 18.81 over the past decade. While the company's 10-year median is 15.04 vs. the industry median of 11.90, PT Asuransi Multi Artha Guna Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current Pretax Margin % of 16.64% is 39.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current Pretax Margin % is 16.64%, which is 11% above median its own 10-year median of 15.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current Pretax Margin % is 16.64%, which is 11% above median its 10-year median of 15.04 and 39.8% above the Insurance industry median of 11.90. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current Pretax Margin % is 16.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued.
The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36.
GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AMAG:
Pretax Margin %: 16.64% (11% above median its 10-year median of 15.04)
GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
Industry Position: 39.8% above the Insurance median (#299 of 503)
No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Multi Artha Guna Tbk Business Description
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score
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