PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Scaled Net Operating Assets: -0.10 (As of Mar. 2026)


ISX:AMAG PT Asuransi Multi Artha Guna Tbk ISX:AMAG
65 GF Score
Price Rp388.00
GF Value Rp447.36
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Asuransi Multi Artha Guna Tbk Scaled Net Operating Assets?

PT Asuransi Multi Artha Guna Tbk ISX:AMAG -0.51% 65 Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus rates ISX:AMAG with a GF Score™ of 65/100 and a GF Value™ of Rp447.36 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Multi Artha Guna Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp3,052,842 Mil. PT Asuransi Multi Artha Guna Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp3,611,786 Mil. PT Asuransi Multi Artha Guna Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp5,748,462 Mil. Therefore, PT Asuransi Multi Artha Guna Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.10.

ISX:AMAG
65GF Score
PT Asuransi Multi Artha Guna Tbk ISX:AMAG
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Multi Artha Guna Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Multi Artha Guna Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5263036.903-3580924.595)/5142908.657
=0.33

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5748462.058 - 485425.155
=5263036.903

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3580924.595 - 0 - 0
=3580924.595

PT Asuransi Multi Artha Guna Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3052841.927-3611786.057)/5748462.058
=-0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5804603.143 - 2751761.216
=3052841.927

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3611786.057 - 0 - 0
=3611786.057

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.10 mean?
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a Scaled Net Operating Assets of -0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors.
Is PT Asuransi Multi Artha Guna Tbk's Scaled Net Operating Assets too high?
PT Asuransi Multi Artha Guna Tbk's current Scaled Net Operating Assets is -0.10. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's Scaled Net Operating Assets compare to CB and PGR?
PT Asuransi Multi Artha Guna Tbk's Scaled Net Operating Assets of -0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. PT Asuransi Multi Artha Guna Tbk's current Scaled Net Operating Assets is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current Scaled Net Operating Assets is -0.10. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued. The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36. GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAG:

  • Scaled Net Operating Assets: -0.10
  • GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Asuransi Multi Artha Guna Tbk Business Description

Address Jalan KH Mas Mansyur Kav. 126, 17th Floor, The City Center Batavia Tower One, Karet Tengsin, Tanah Abang, Jakarta Pusat, Jakarta, IDN, 10220
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score

Get the complete analysis for ISX:AMAG

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp388.00
Price
Rp447.36
GF Value