PT Radana Bhaskara Finance Tbk (ISX:HDFA) FCF Margin %: 535.45% (As of Mar. 2026)


ISX:HDFA PT Radana Bhaskara Finance Tbk ISX:HDFA
54 GF Score
Price Rp93.00
GF Value Rp122.20
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Radana Bhaskara Finance Tbk FCF Margin %?

PT Radana Bhaskara Finance Tbk ISX:HDFA +1.09% 54 FCF Margin % is 535.45% as of Mar. 2026. GuruFocus rates ISX:HDFA with a GF Score™ of 54/100 and a GF Value™ of Rp122.20 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 531 Credit Services companies, PT Radana Bhaskara Finance Tbk ranks better than 95.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Radana Bhaskara Finance Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp189,244 Mil. PT Radana Bhaskara Finance Tbk's Revenue for the three months ended in Mar. 2026 was Rp35,343 Mil. Therefore, PT Radana Bhaskara Finance Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 535.45%.

As of today, PT Radana Bhaskara Finance Tbk's current FCF Yield % is 53.54%.

The historical rank and industry rank for PT Radana Bhaskara Finance Tbk's FCF Margin % or its related term are showing as below:

ISX:HDFA' s FCF Margin % Range Over the Past 10 Years
Min: -659.39   Med: -135.33   Max: 12944.54
Current: 228.15


During the past 10 years, the highest FCF Margin % of PT Radana Bhaskara Finance Tbk was 12944.54%. The lowest was -659.39%. And the median was -135.33%.

ISX:HDFA's FCF Margin % is ranked better than
95.48% of 531 companies
in the Credit Services industry
Industry Median: 0.24 vs ISX:HDFA: 228.15


PT Radana Bhaskara Finance Tbk FCF Margin % Related Terms


PT Radana Bhaskara Finance Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Radana Bhaskara Finance Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Radana Bhaskara Finance Tbk FCF Margin % Chart

PT Radana Bhaskara Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -629.13 -371.07 -659.39 -491.09 -183.36

PT Radana Bhaskara Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,211.88 83.97 -352.95 711.48 535.45

ISX:HDFA vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, PT Radana Bhaskara Finance Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Radana Bhaskara Finance Tbk FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Radana Bhaskara Finance Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Radana Bhaskara Finance Tbk's FCF Margin % falls into.


ISX:HDFA
54GF Score
PT Radana Bhaskara Finance Tbk ISX:HDFA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Radana Bhaskara Finance Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Radana Bhaskara Finance Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-256402.176/139837.149
=-183.36 %

PT Radana Bhaskara Finance Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=189243.614/35342.726
=535.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 535.45% mean?
PT Radana Bhaskara Finance Tbk (ISX:HDFA) has a FCF Margin % of 535.45% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. According to the industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #24 out of 531 companies in the Credit Services industry, placing it in the top 4.5%.
Is PT Radana Bhaskara Finance Tbk's FCF Margin % too high?
PT Radana Bhaskara Finance Tbk's current FCF Margin % is 535.45%. The Credit Services industry median FCF Margin % is 0.24. PT Radana Bhaskara Finance Tbk's value of 535.45% is 223004.2% above this industry median. Based on the distribution chart, PT Radana Bhaskara Finance Tbk ranks #24 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Radana Bhaskara Finance Tbk has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Radana Bhaskara Finance Tbk's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #24 out of 531 companies for FCF Margin %. This places PT Radana Bhaskara Finance Tbk in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. PT Radana Bhaskara Finance Tbk's value of 535.45% is 223004.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Radana Bhaskara Finance Tbk's current FCF Margin % of 535.45% is 223004.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Radana Bhaskara Finance Tbk's current FCF Margin % is 535.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Radana Bhaskara Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk (ISX:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp122.20, compared to a current price of Rp93.00 — trading 23.9% below its estimated fair value. The current FCF Margin % is 535.45% and 223004.2% above the Credit Services industry median of 0.24. PT Radana Bhaskara Finance Tbk's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Radana Bhaskara Finance Tbk (ISX:HDFA), the current FCF Margin % is 535.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued. The current stock price of Rp93.00 is trading 23.9% below its estimated GF Value™ of Rp122.20. GuruFocus considers PT Radana Bhaskara Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:HDFA:

  • FCF Margin %: 535.45%
  • GF Value™: Rp122.20 vs. price of Rp93.00 (23.9% below fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 223004.2% above the Credit Services median (#24 of 531)

No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Radana Bhaskara Finance Tbk Business Description

Address Jl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
54GF Score

Get the complete analysis for ISX:HDFA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp93.00
Price
Rp122.20
GF Value