PT Radana Bhaskara Finance Tbk (ISX:HDFA) Scaled Net Operating Assets: 0.88 (As of Mar. 2026)


ISX:HDFA PT Radana Bhaskara Finance Tbk ISX:HDFA
55 GF Score
Price Rp90.00
GF Value Rp122.32
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Radana Bhaskara Finance Tbk Scaled Net Operating Assets?

PT Radana Bhaskara Finance Tbk ISX:HDFA +5.88% 55 Scaled Net Operating Assets is 0.88 as of Mar. 2026. GuruFocus rates ISX:HDFA with a GF Score™ of 55/100 and a GF Value™ of Rp122.32 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Radana Bhaskara Finance Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp3,075,121 Mil. PT Radana Bhaskara Finance Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp94,498 Mil. PT Radana Bhaskara Finance Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp3,389,029 Mil. Therefore, PT Radana Bhaskara Finance Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.88.

ISX:HDFA
55GF Score
PT Radana Bhaskara Finance Tbk ISX:HDFA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Radana Bhaskara Finance Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Radana Bhaskara Finance Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3238718.85-61810.7)/3191057.135
=1.00

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3389028.863 - 150310.013
=3238718.85

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2897987.218 - 2836176.518 - 0
=61810.7

PT Radana Bhaskara Finance Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3075120.824-94498.058)/3389028.863
=0.88

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3150819.857 - 75699.033
=3075120.824

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2657982.845 - 2563484.787 - 0
=94498.058

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.88 mean?
PT Radana Bhaskara Finance Tbk (ISX:HDFA) has a Scaled Net Operating Assets of 0.88 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Radana Bhaskara Finance Tbk and its competitors.
Is PT Radana Bhaskara Finance Tbk's Scaled Net Operating Assets too high?
PT Radana Bhaskara Finance Tbk's current Scaled Net Operating Assets is 0.88. Overall, PT Radana Bhaskara Finance Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Radana Bhaskara Finance Tbk's Scaled Net Operating Assets compare to V and MA?
PT Radana Bhaskara Finance Tbk's Scaled Net Operating Assets of 0.88 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. PT Radana Bhaskara Finance Tbk's current Scaled Net Operating Assets is 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Radana Bhaskara Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk (ISX:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp122.32, compared to a current price of Rp90.00 — trading 26.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.88. PT Radana Bhaskara Finance Tbk's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Radana Bhaskara Finance Tbk (ISX:HDFA), the current Scaled Net Operating Assets is 0.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued. The current stock price of Rp90.00 is trading 26.4% below its estimated GF Value™ of Rp122.32. GuruFocus considers PT Radana Bhaskara Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:HDFA:

  • Scaled Net Operating Assets: 0.88
  • GF Value™: Rp122.32 vs. price of Rp90.00 (26.4% below fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Radana Bhaskara Finance Tbk Business Description

Address Jl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
55GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp90.00
Price
Rp122.32
GF Value