PT Radana Bhaskara Finance Tbk (ISX:HDFA) EV-to-OCF: 7.02 (As of Sep. 21, 2026)

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ISX:HDFA PT Radana Bhaskara Finance Tbk ISX:HDFA
54 GF Score
Price Rp102.00
GF Value Rp110.31
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is PT Radana Bhaskara Finance Tbk EV-to-OCF?

PT Radana Bhaskara Finance Tbk ISX:HDFA 54 EV-to-OCF is 7.02 as of Sep. 21, 2026. GuruFocus rates ISX:HDFA with a GF Score™ of 54/100 and a GF Value™ of Rp110.31 (Fairly Valued). The stock has 4 warning signs investors should review. Among 551 Credit Services companies, PT Radana Bhaskara Finance Tbk ranks worse than 67.15% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Radana Bhaskara Finance Tbk's Enterprise Value is Rp3,023,394 Mil. PT Radana Bhaskara Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Rp430,937 Mil. Therefore, PT Radana Bhaskara Finance Tbk's EV-to-OCF for today is 7.02.

The historical rank and industry rank for PT Radana Bhaskara Finance Tbk's EV-to-OCF or its related term are showing as below:

ISX:HDFA' s EV-to-OCF Range Over the Past 10 Years
Min: -23.83   Med: -3.19   Max: 19.2
Current: 6.99

During the past 13 years, the highest EV-to-OCF of PT Radana Bhaskara Finance Tbk was 19.20. The lowest was -23.83. And the median was -3.19.

ISX:HDFA's EV-to-OCF is ranked worse than
67.15% of 551 companies
in the Credit Services industry
Industry Median: -0.6 vs ISX:HDFA: 6.99

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-21), PT Radana Bhaskara Finance Tbk's stock price is Rp102.00. PT Radana Bhaskara Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp-12.564. Therefore, PT Radana Bhaskara Finance Tbk's PE Ratio (TTM) for today is At Loss.


PT Radana Bhaskara Finance Tbk  (ISX:HDFA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Radana Bhaskara Finance Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=102.00/-12.564
=At Loss

PT Radana Bhaskara Finance Tbk's share price for today is Rp102.00.
PT Radana Bhaskara Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-12.564.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Radana Bhaskara Finance Tbk EV-to-OCF Related Terms


PT Radana Bhaskara Finance Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Radana Bhaskara Finance Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Radana Bhaskara Finance Tbk EV-to-OCF Chart

PT Radana Bhaskara Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.87 -4.28 -2.90 -4.76 -13.70

PT Radana Bhaskara Finance Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.17 -7.17 -13.70 9.57 6.79

ISX:HDFA vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, PT Radana Bhaskara Finance Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Radana Bhaskara Finance Tbk EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Radana Bhaskara Finance Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Radana Bhaskara Finance Tbk's EV-to-OCF falls into.


ISX:HDFA
54GF Score
PT Radana Bhaskara Finance Tbk ISX:HDFA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Radana Bhaskara Finance Tbk EV-to-OCF Calculation

PT Radana Bhaskara Finance Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=3023393.822/430936.698
=7.02

PT Radana Bhaskara Finance Tbk's current Enterprise Value is Rp3,023,394 Mil.
PT Radana Bhaskara Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp430,937 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 7.02 mean?
PT Radana Bhaskara Finance Tbk (ISX:HDFA) has a EV-to-OCF of 7.02 as of Sep. 21, 2026. According to the industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #370 out of 551 companies in the Credit Services industry, placing it in the top 67.2%.
Is PT Radana Bhaskara Finance Tbk's EV-to-OCF too high?
PT Radana Bhaskara Finance Tbk's current EV-to-OCF is 7.02. Based on the distribution chart, PT Radana Bhaskara Finance Tbk ranks #370 out of 551 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Radana Bhaskara Finance Tbk has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Radana Bhaskara Finance Tbk's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #370 out of 551 companies for EV-to-OCF. This places PT Radana Bhaskara Finance Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. PT Radana Bhaskara Finance Tbk's current EV-to-OCF is 7.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Radana Bhaskara Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk (ISX:HDFA) is currently considered Fairly Valued. The stock's GF Value™ is Rp110.31, compared to a current price of Rp102.00 — trading 7.5% below its estimated fair value. The current EV-to-OCF is 7.02. PT Radana Bhaskara Finance Tbk's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Radana Bhaskara Finance Tbk (ISX:HDFA), the current EV-to-OCF is 7.02 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued. The current stock price of Rp102.00 is trading 7.5% below its estimated GF Value™ of Rp110.31. GuruFocus considers PT Radana Bhaskara Finance Tbk to be Fairly Valued.

Key valuation signals for ISX:HDFA:

  • EV-to-OCF: 7.02
  • GF Value™: Rp110.31 vs. price of Rp102.00 (7.5% below fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Radana Bhaskara Finance Tbk Business Description

Address Jl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
54GF Score

Get the complete analysis for ISX:HDFA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp102.00
Price
Rp110.31
GF Value