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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-15), PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum % is 10.23%.
ISX:HDFA's 3-1 Month Momentum % is ranked better than 80.54% of 560
companies
in the Credit Services industry
Industry Median: 2.495
vs ISX:HDFA: 10.23
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
ISX:HDFA vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Radana Bhaskara Finance Tbk 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Radana Bhaskara Finance Tbk (ISX:HDFA) has a 3-1 Month Momentum % of 10.23% as of Sep. 15, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. According to the industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #109 out of 560 companies in the Credit Services industry, placing it in the top 19.5%.
Is PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum % too high?
PT Radana Bhaskara Finance Tbk's current 3-1 Month Momentum % is 10.23%. The Credit Services industry median 3-1 Month Momentum % is 2.50. PT Radana Bhaskara Finance Tbk's value of 10.23% is 310% above this industry median. Based on the distribution chart, PT Radana Bhaskara Finance Tbk ranks #109 out of 560 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Radana Bhaskara Finance Tbk has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Radana Bhaskara Finance Tbk's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, PT Radana Bhaskara Finance Tbk ranks #109 out of 560 companies for 3-1 Month Momentum %. This places PT Radana Bhaskara Finance Tbk in the top 20% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.50. PT Radana Bhaskara Finance Tbk's value of 10.23% is 310% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 2.50, based on 560 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Radana Bhaskara Finance Tbk's current 3-1 Month Momentum % of 10.23% is 310% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Radana Bhaskara Finance Tbk's current 3-1 Month Momentum % is 10.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Radana Bhaskara Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk (ISX:HDFA) is currently considered Fairly Valued. The stock's GF Value™ is Rp110.23, compared to a current price of Rp101.00 — trading 8.4% below its estimated fair value. The current 3-1 Month Momentum % is 10.23% and 310% above the Credit Services industry median of 2.50. PT Radana Bhaskara Finance Tbk's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PT Radana Bhaskara Finance Tbk (ISX:HDFA), the current 3-1 Month Momentum % is 10.23% as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued.
The current stock price of Rp101.00 is trading 8.4% below its estimated GF Value™ of Rp110.23.
GuruFocus considers PT Radana Bhaskara Finance Tbk to be Fairly Valued.
Key valuation signals for ISX:HDFA:
3-1 Month Momentum %: 10.23%
GF Value™: Rp110.23 vs. price of Rp101.00 (8.4% below fair value)
Industry Position: 310% above the Credit Services median (#109 of 560)
No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
54GF Score
Get the complete analysis for ISX:HDFA
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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