PT Radana Bhaskara Finance Tbk (ISX:HDFA) Moat Score: 0/10 (As of Jul. 11, 2026)


ISX:HDFA PT Radana Bhaskara Finance Tbk ISX:HDFA
53 GF Score
Price Rp89.00
GF Value Rp122.42
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Radana Bhaskara Finance Tbk Moat Score?

PT Radana Bhaskara Finance Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Radana Bhaskara Finance Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Radana Bhaskara Finance Tbk might have No Moat - No discernible moat.

PT Radana Bhaskara Finance Tbk  (ISX:HDFA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Radana Bhaskara Finance Tbk Moat Score Related Terms

ISX:HDFA
53GF Score
PT Radana Bhaskara Finance Tbk ISX:HDFA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued. The current stock price of Rp89.00 is trading 27.3% below its estimated GF Value™ of Rp122.42. GuruFocus considers PT Radana Bhaskara Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:HDFA:

  • Moat Score: 0
  • GF Value™: Rp122.42 vs. price of Rp89.00 (27.3% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Radana Bhaskara Finance Tbk Business Description

Address Jl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
53GF Score

Get the complete analysis for ISX:HDFA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp89.00
Price
Rp122.42
GF Value