PT Radana Bhaskara Finance Tbk (ISX:HDFA) Cyclically Adjusted FCF per Share: Rp55.84 (As of Mar. 2026)

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ISX:HDFA PT Radana Bhaskara Finance Tbk ISX:HDFA
57 GF Score
Price Rp89.00
GF Value Rp122.61
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Radana Bhaskara Finance Tbk Cyclically Adjusted FCF per Share?

PT Radana Bhaskara Finance Tbk ISX:HDFA -1.11% 57 Cyclically Adjusted FCF per Share is Rp55.84 as of Mar. 2026. GuruFocus rates ISX:HDFA with a GF Score™ of 57/100 and a GF Value™ of Rp122.61 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Radana Bhaskara Finance Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp28.926. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp55.84 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Radana Bhaskara Finance Tbk's average Cyclically Adjusted FCF Growth Rate was 163.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-24), PT Radana Bhaskara Finance Tbk's current stock price is Rp89.00. PT Radana Bhaskara Finance Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp55.84. PT Radana Bhaskara Finance Tbk's Cyclically Adjusted Price-to-FCF of today is 1.59.

During the past 11 years, the highest Cyclically Adjusted Price-to-FCF of PT Radana Bhaskara Finance Tbk was 5.18. The lowest was 1.46. And the median was 3.06.


PT Radana Bhaskara Finance Tbk  (ISX:HDFA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Radana Bhaskara Finance Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=89.00/55.84
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted Price-to-FCF of PT Radana Bhaskara Finance Tbk was 5.18. The lowest was 1.46. And the median was 3.06.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Radana Bhaskara Finance Tbk Cyclically Adjusted FCF per Share Related Terms


PT Radana Bhaskara Finance Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Radana Bhaskara Finance Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Radana Bhaskara Finance Tbk Cyclically Adjusted FCF per Share Chart

PT Radana Bhaskara Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 48.93

PT Radana Bhaskara Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.40 36.92 45.85 48.93 55.84

ISX:HDFA vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, PT Radana Bhaskara Finance Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Radana Bhaskara Finance Tbk Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Radana Bhaskara Finance Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Radana Bhaskara Finance Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:HDFA
57GF Score
PT Radana Bhaskara Finance Tbk ISX:HDFA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Radana Bhaskara Finance Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Radana Bhaskara Finance Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=28.926/136.5387*136.5387
=28.926

Current CPI (Mar. 2026) = 136.5387.

PT Radana Bhaskara Finance Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -79.997 103.212 -105.827
201609 -20.095 104.142 -26.346
201612 -42.090 105.222 -54.617
201703 -4.361 106.476 -5.592
201706 -72.945 107.722 -92.459
201709 -5.573 108.020 -7.044
201712 4.123 109.017 5.164
201803 81.531 110.097 101.113
201806 78.140 111.085 96.045
201809 177.859 111.135 218.516
201812 358.850 112.430 435.800
201903 131.788 112.829 159.482
201906 103.998 114.730 123.766
201909 107.544 114.905 127.792
201912 7.272 115.486 8.598
202003 13.121 116.252 15.411
202006 11.095 116.630 12.989
202009 -7.651 116.397 -8.975
202012 1.847 117.318 2.150
202103 -16.324 117.840 -18.914
202106 -19.207 118.184 -22.190
202109 -36.518 118.262 -42.162
202112 -29.373 119.516 -33.557
202203 -12.252 120.948 -13.831
202206 3.254 123.322 3.603
202209 -35.102 125.298 -38.251
202212 -25.638 126.098 -27.761
202303 -16.929 126.953 -18.207
202306 -35.610 127.663 -38.086
202309 -26.246 128.151 -27.964
202312 -47.549 129.395 -50.174
202403 -53.703 130.607 -56.142
202406 -18.925 130.792 -19.757
202409 -25.345 130.361 -26.546
202412 -5.081 131.432 -5.278
202503 -60.049 131.948 -62.138
202506 4.398 133.241 4.507
202509 -20.919 133.819 -21.344
202512 37.379 135.271 37.729
202603 28.926 136.539 28.926

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp55.84 mean?
PT Radana Bhaskara Finance Tbk (ISX:HDFA) has a Cyclically Adjusted FCF per Share of Rp55.84 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Radana Bhaskara Finance Tbk and its competitors.
Is PT Radana Bhaskara Finance Tbk's Cyclically Adjusted FCF per Share too high?
PT Radana Bhaskara Finance Tbk's current Cyclically Adjusted FCF per Share is Rp55.84. Overall, PT Radana Bhaskara Finance Tbk has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Radana Bhaskara Finance Tbk's Cyclically Adjusted FCF per Share compare to V and MA?
PT Radana Bhaskara Finance Tbk's Cyclically Adjusted FCF per Share of Rp55.84 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Radana Bhaskara Finance Tbk and its competitors. PT Radana Bhaskara Finance Tbk's current Cyclically Adjusted FCF per Share is Rp55.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Radana Bhaskara Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk (ISX:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp122.61, compared to a current price of Rp89.00 — trading 27.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp55.84. PT Radana Bhaskara Finance Tbk's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Radana Bhaskara Finance Tbk (ISX:HDFA), the current Cyclically Adjusted FCF per Share is Rp55.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Radana Bhaskara Finance Tbk (ISX:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Radana Bhaskara Finance Tbk stock appears to be undervalued. The current stock price of Rp89.00 is trading 27.4% below its estimated GF Value™ of Rp122.61. GuruFocus considers PT Radana Bhaskara Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:HDFA:

  • Cyclically Adjusted FCF per Share: Rp55.84
  • GF Value™: Rp122.61 vs. price of Rp89.00 (27.4% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the ISX:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Radana Bhaskara Finance Tbk Business Description

Address Jl. TB Simatupang, No. 2 Rt. 001/Rw. 005, CIBIS Nine Building 11th Floor Suite W-16, Kel. Cilandak Timur, Kec. Pasar Minggu, Jakarta, IDN, 12560
PT Radana Bhaskara Finance Tbk is engaged in the field of financing institutions, which includes Investment Financing, Working Capital Financing and Multipurpose Financing, as well as other Financing business activities. The Sharia business activities include: Sale and Purchase Financing, Investment Financing, and Service Financing. Its segments include Factoring, ABF, and Legacy. It derives majority of revenue from factoring segment.
57GF Score

Get the complete analysis for ISX:HDFA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp89.00
Price
Rp122.61
GF Value