The historical rank and industry rank for Asia United Bank's FCF Margin % or its related term are showing as below:
PHS:AUB'
s FCF Margin % Range Over the Past 10 Years
Min: -86.42 Med: 49.17 Max: 332.77
Current: 72.98
During the past 13 years, the highest FCF Margin % of Asia United Bank was 332.77%. The lowest was -86.42%. And the median was 49.17%.
PHS:AUB's FCF Margin % is ranked better than 80.6% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs PHS:AUB: 72.98
Asia United Bank FCF Margin % Related Terms
Asia United Bank FCF Margin % Historical Data
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The historical data trend for Asia United Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Asia United Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia United Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Asia United Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Asia United Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank (PHS:AUB) has a FCF Margin % of -103.98% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Asia United Bank and its competitors. According to the industry distribution chart, Asia United Bank ranks #292 out of 1505 companies in the Banks industry, placing it in the top 19.4%.
Is Asia United Bank's FCF Margin % too high?
Asia United Bank's current FCF Margin % is -103.98%. Based on the distribution chart, Asia United Bank ranks #292 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia United Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asia United Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Asia United Bank ranks #292 out of 1505 companies for FCF Margin %. This places Asia United Bank in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Asia United Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia United Bank's current FCF Margin % is -103.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia United Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia United Bank (PHS:AUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱38.42, compared to a current price of ₱44.60 — trading 16.1% above its estimated fair value. The current FCF Margin % is -103.98%. Asia United Bank's overall GF Score™ is 66/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Asia United Bank (PHS:AUB), the current FCF Margin % is -103.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia United Bank (PHS:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued.
The current stock price of ₱44.60 is trading 16.1% above its estimated GF Value™ of ₱38.42.
GuruFocus considers Asia United Bank to be Modestly Overvalued.
Key valuation signals for PHS:AUB:
FCF Margin %: -103.98%
GF Value™: ₱38.42 vs. price of ₱44.60 (16.1% above fair value)
No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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