Asia United Bank (PHS:AUB) Shiller PE Ratio: (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:AUB Asia United Bank Corp PHS:AUB
69 GF Score
Price ₱48.60
GF Value ₱40.76
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Asia United Bank Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Asia United Bank  (PHS:AUB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Asia United Bank Shiller PE Ratio Related Terms


Asia United Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Asia United Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia United Bank Shiller PE Ratio Chart

Asia United Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.07 5.69 5.58 8.46 8.78

Asia United Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.15 9.60 8.73 8.86 10.72

Asia United Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Asia United Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia United Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Asia United Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Asia United Bank's Shiller PE Ratio falls into.


PHS:AUB
69GF Score
Asia United Bank Corp PHS:AUB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia United Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Asia United Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Asia United Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.0737/333.9520*333.9520
=2.074

Current CPI (Jun. 2026) = 333.9520.

Asia United Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.397 241.428 0.549
201612 0.317 241.432 0.438
201703 0.447 243.801 0.612
201706 0.460 244.955 0.627
201709 0.580 246.819 0.785
201712 0.440 246.524 0.596
201803 0.543 249.554 0.727
201806 0.523 251.989 0.694
201809 0.490 252.439 0.648
201812 0.717 251.233 0.953
201903 0.759 254.202 0.997
201906 1.001 256.143 1.305
201909 0.834 256.759 1.084
201912 0.461 256.974 0.599
202003 0.816 258.115 1.056
202006 0.762 257.797 0.987
202009 1.000 260.280 1.283
202012 -0.501 260.474 -0.643
202103 0.498 264.877 0.628
202106 0.833 271.696 1.024
202109 0.683 274.310 0.832
202112 0.769 278.802 0.922
202203 0.902 287.504 1.048
202206 1.098 296.311 1.238
202209 1.163 296.808 1.308
202212 1.141 296.797 1.284
202303 1.385 301.836 1.532
202306 1.447 305.109 1.584
202309 1.338 307.789 1.451
202312 1.499 306.746 1.632
202403 1.603 312.332 1.714
202406 1.983 314.175 2.108
202409 2.296 315.301 2.432
202412 1.905 315.605 2.016
202503 2.155 319.799 2.250
202506 2.040 322.561 2.112
202509 2.222 324.800 2.285
202512 2.314 324.054 2.385
202603 2.182 330.213 2.206
202606 2.074 333.952 2.074

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Asia United Bank (PHS:AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued. The current stock price of ₱48.60 is trading 19.2% above its estimated GF Value™ of ₱40.76. GuruFocus considers Asia United Bank to be Modestly Overvalued.

Key valuation signals for PHS:AUB:

  • Shiller PE Ratio:
  • GF Value™: ₱40.76 vs. price of ₱48.60 (19.2% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia United Bank Business Description

Address No. 17 ADB Avenue, Joy-Nostalg Center, Ortigas Center, Pasig City, PHL, 1600
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
69GF Score

Get the complete analysis for PHS:AUB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱48.60
Price
₱40.76
GF Value