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Asia United BankPHS:AUB 64 Shiller PE Ratio is 10.03 as of Aug. 16, 2026, which is 85% above its 10-year median of 5.43. GuruFocus rates PHS:AUB with a GF Score™ of 64/100 and a GF Value™ of ₱39.47 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,242 Banks companies, Asia United Bank ranks better than 74.96% on this metric.
As of today (2026-08-16), Asia United Bank's current share price is ₱48.95. Asia United Bank's E10 for the quarter that ended in Jun. 2026 was ₱4.88. Asia United Bank's Shiller PE Ratio for today is 10.03.
The historical rank and industry rank for Asia United Bank's Shiller PE Ratio or its related term are showing as below:
PHS:AUB'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.86 Med: 5.43 Max: 13.03
Current: 10.03
During the past years, Asia United Bank's highest Shiller PE Ratio was 13.03. The lowest was 3.86. And the median was 5.43.
PHS:AUB's Shiller PE Ratio is ranked better than 74.96% of 1242
companies
in the Banks industry
Industry Median: 14.015
vs PHS:AUB: 10.03
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Asia United Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₱2.070. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱4.88 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Asia United Bank (PHS:AUB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Asia United Bank Shiller PE Ratio Related Terms
Asia United Bank Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Asia United Bank's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Asia United Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia United Bank Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Asia United Bank's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Asia United Bank's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Asia United Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Asia United Bank (PHS:AUB) has a Shiller PE Ratio of 10.03 as of Aug. 16, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Asia United Bank and its competitors. This is 85% above median its historical median of 5.43. Over the past decade, Asia United Bank's Shiller PE Ratio has ranged from 3.86 to 13.03. According to the industry distribution chart, Asia United Bank ranks #311 out of 1242 companies in the Banks industry, placing it in the top 25%.
Is Asia United Bank's Shiller PE Ratio too high?
Asia United Bank's current Shiller PE Ratio of 10.03 is 85% above median its 10-year median of 5.43. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 13.03. The Banks industry median Shiller PE Ratio is 14.02. Asia United Bank's value of 10.03 is 28.4% below this industry median. Based on the distribution chart, Asia United Bank ranks #311 out of 1242 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia United Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asia United Bank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Asia United Bank ranks #311 out of 1242 companies for Shiller PE Ratio. This places Asia United Bank in the top 25% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 14.02. Asia United Bank's value of 10.03 is 28.4% below this benchmark. Historically, Asia United Bank's own Shiller PE Ratio has ranged from 3.86 to 13.03 over the past decade. While the company's 10-year median is 5.43 vs. the industry median of 14.02, Asia United Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.02, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia United Bank's current Shiller PE Ratio of 10.03 is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Asia United Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia United Bank's current Shiller PE Ratio is 10.03, which is 85% above median its own 10-year median of 5.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia United Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia United Bank (PHS:AUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱39.47, compared to a current price of ₱48.95 — trading 24% above its estimated fair value. The current Shiller PE Ratio is 10.03, which is 85% above median its 10-year median of 5.43 and 28.4% below the Banks industry median of 14.02. Asia United Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Asia United Bank (PHS:AUB), the current Shiller PE Ratio is 10.03 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia United Bank (PHS:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued.
The current stock price of ₱48.95 is trading 24% above its estimated GF Value™ of ₱39.47.
GuruFocus considers Asia United Bank to be Modestly Overvalued.
Key valuation signals for PHS:AUB:
Shiller PE Ratio: 10.03 (85% above median its 10-year median of 5.43)
GF Value™: ₱39.47 vs. price of ₱48.95 (24% above fair value)
Industry Position: 28.4% below the Banks median (#311 of 1242)
No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
64GF Score
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