Asia United BankPHS:AUB +0.56%66 OCF Yield % is 27.81 as of Jun. 27, 2026, which is 10% above its 10-year median of 25.38. GuruFocus rates PHS:AUB with a GF Score™ of 66/100 and a GF Value™ of ₱38.42 (Modestly Overvalued). Among 1,502 Banks companies, Asia United Bank ranks better than 80.16% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Asia United Bank OCF Yield % Related Terms
Asia United Bank OCF Yield % Historical Data
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The historical data trend for Asia United Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Asia United Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia United Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Asia United Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Asia United Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia United Bank (PHS:AUB) has a OCF Yield % of 27.81 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Asia United Bank and its competitors. This is 10% above median its historical median of 25.38. According to the industry distribution chart, Asia United Bank ranks #298 out of 1502 companies in the Banks industry, placing it in the top 19.8%.
Is Asia United Bank's OCF Yield % too high?
Asia United Bank's current OCF Yield % of 27.81 is 10% above median its 10-year median of 25.38. The Banks industry median OCF Yield % is 9.24. Asia United Bank's value of 27.81 is 201% above this industry median. Based on the distribution chart, Asia United Bank ranks #298 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia United Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asia United Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Asia United Bank ranks #298 out of 1502 companies for OCF Yield %. This places Asia United Bank in the top 20% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. Asia United Bank's value of 27.81 is 201% above this benchmark. While the company's 10-year median is 25.38 vs. the industry median of 9.24, Asia United Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia United Bank's current OCF Yield % of 27.81 is 201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Asia United Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia United Bank's current OCF Yield % is 27.81, which is 10% above median its own 10-year median of 25.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia United Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia United Bank (PHS:AUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱38.42, compared to a current price of ₱44.60 — trading 16.1% above its estimated fair value. The current OCF Yield % is 27.81, which is 10% above median its 10-year median of 25.38 and 201% above the Banks industry median of 9.24. Asia United Bank's overall GF Score™ is 66/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Asia United Bank (PHS:AUB), the current OCF Yield % is 27.81 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia United Bank (PHS:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued.
The current stock price of ₱44.60 is trading 16.1% above its estimated GF Value™ of ₱38.42.
GuruFocus considers Asia United Bank to be Modestly Overvalued.
Key valuation signals for PHS:AUB:
OCF Yield %: 27.81 (10% above median its 10-year median of 25.38)
GF Value™: ₱38.42 vs. price of ₱44.60 (16.1% above fair value)
Industry Position: 201% above the Banks median (#298 of 1502)
No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
66GF Score
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