Asia United Bank (PHS:AUB) 3-1 Month Momentum %: 3.65% (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:AUB Asia United Bank Corp PHS:AUB
66 GF Score
Price ₱50.60
GF Value ₱38.45
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Asia United Bank 3-1 Month Momentum %?

Asia United Bank PHS:AUB -0.39% 66 3-1 Month Momentum % is 3.65% as of Jul. 19, 2026. GuruFocus rates PHS:AUB with a GF Score™ of 66/100 and a GF Value™ of ₱38.45 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,575 Banks companies, Asia United Bank ranks better than 64.13% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), Asia United Bank's 3-1 Month Momentum % is 3.65%.

The industry rank for Asia United Bank's 3-1 Month Momentum % or its related term are showing as below:

PHS:AUB's 3-1 Month Momentum % is ranked better than
64.13% of 1575 companies
in the Banks industry
Industry Median: 0.73 vs PHS:AUB: 3.65

Asia United Bank  (PHS:AUB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Asia United Bank 3-1 Month Momentum % Related Terms


Asia United Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Asia United Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia United Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Asia United Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Asia United Bank's 3-1 Month Momentum % falls into.


PHS:AUB
66GF Score
Asia United Bank Corp PHS:AUB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia United Bank  (PHS:AUB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 3.65% mean?
Asia United Bank (PHS:AUB) has a 3-1 Month Momentum % of 3.65% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Asia United Bank and its competitors. According to the industry distribution chart, Asia United Bank ranks #565 out of 1575 companies in the Banks industry, placing it in the top 35.9%.
Is Asia United Bank's 3-1 Month Momentum % too high?
Asia United Bank's current 3-1 Month Momentum % is 3.65%. The Banks industry median 3-1 Month Momentum % is 0.73. Asia United Bank's value of 3.65% is 400% above this industry median. Based on the distribution chart, Asia United Bank ranks #565 out of 1575 companies in the Banks industry, which is above the industry midpoint. Overall, Asia United Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asia United Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Asia United Bank ranks #565 out of 1575 companies for 3-1 Month Momentum %. This puts Asia United Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.73. Asia United Bank's value of 3.65% is 400% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.73, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia United Bank's current 3-1 Month Momentum % of 3.65% is 400% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Asia United Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia United Bank's current 3-1 Month Momentum % is 3.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia United Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia United Bank (PHS:AUB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱38.45, compared to a current price of ₱50.60 — trading 31.6% above its estimated fair value. The current 3-1 Month Momentum % is 3.65% and 400% above the Banks industry median of 0.73. Asia United Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Asia United Bank (PHS:AUB), the current 3-1 Month Momentum % is 3.65% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia United Bank (PHS:AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued. The current stock price of ₱50.60 is trading 31.6% above its estimated GF Value™ of ₱38.45. GuruFocus considers Asia United Bank to be Significantly Overvalued.

Key valuation signals for PHS:AUB:

  • 3-1 Month Momentum %: 3.65%
  • GF Value™: ₱38.45 vs. price of ₱50.60 (31.6% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 400% above the Banks median (#565 of 1575)

No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia United Bank Business Description

Address No. 17 ADB Avenue, Joy-Nostalg Center, Ortigas Center, Pasig City, PHL, 1600
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
66GF Score

Get the complete analysis for PHS:AUB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱50.60
Price
₱38.45
GF Value