Asia United Bank (PHS:AUB) Quality Rank


PHS:AUB Asia United Bank Corp PHS:AUB
68 GF Score
Price ₱52.80
GF Value ₱38.43
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Asia United Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Asia United Bank Quality Rank Related Terms

PHS:AUB
68GF Score
Asia United Bank Corp PHS:AUB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Asia United Bank (PHS:AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued. The current stock price of ₱52.80 is trading 37.4% above its estimated GF Value™ of ₱38.43. GuruFocus considers Asia United Bank to be Significantly Overvalued.

Key valuation signals for PHS:AUB:

  • Quality Rank:
  • GF Value™: ₱38.43 vs. price of ₱52.80 (37.4% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Asia United Bank Business Description

Address No. 17 ADB Avenue, Joy-Nostalg Center, Ortigas Center, Pasig City, PHL, 1600
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
68GF Score

Get the complete analysis for PHS:AUB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.80
Price
₱38.43
GF Value