Asia United Bank (PHS:AUB) ROE % Adjusted to Book Value: 15.57% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:AUB Asia United Bank Corp PHS:AUB
60 GF Score
Price ₱49.10
GF Value ₱36.91
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Asia United Bank ROE % Adjusted to Book Value?

Asia United Bank PHS:AUB +0.72% 60 ROE % Adjusted to Book Value is 15.57% as of Jun. 2026. GuruFocus rates PHS:AUB with a GF Score™ of 60/100 and a GF Value™ of ₱36.91 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Asia United Bank's ROE % for the quarter that ended in Jun. 2026 was 16.97%. Asia United Bank's PB Ratio for the quarter that ended in Jun. 2026 was 1.09. Asia United Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 15.57%.


Asia United Bank ROE % Adjusted to Book Value Related Terms


Asia United Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Asia United Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia United Bank ROE % Adjusted to Book Value Chart

Asia United Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.22 31.69 38.10 27.57 24.07

Asia United Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.49 21.62 23.94 21.05 15.57

Asia United Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Asia United Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia United Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Asia United Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Asia United Bank's ROE % Adjusted to Book Value falls into.


PHS:AUB
60GF Score
Asia United Bank Corp PHS:AUB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia United Bank ROE % Adjusted to Book Value Calculation

Asia United Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.98% / 0.83
=24.07%

Asia United Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.97% / 1.09
=15.57%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.57% mean?
Asia United Bank (PHS:AUB) has a ROE % Adjusted to Book Value of 15.57% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Asia United Bank and its competitors.
Is Asia United Bank's ROE % Adjusted to Book Value too high?
Asia United Bank's current ROE % Adjusted to Book Value is 15.57%. Overall, Asia United Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asia United Bank's ROE % Adjusted to Book Value compare to competitors?
Asia United Bank's ROE % Adjusted to Book Value of 15.57% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Asia United Bank and its competitors. Asia United Bank's current ROE % Adjusted to Book Value is 15.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia United Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia United Bank (PHS:AUB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱36.91, compared to a current price of ₱49.10 — trading 33% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.57%. Asia United Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Asia United Bank (PHS:AUB), the current ROE % Adjusted to Book Value is 15.57% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia United Bank (PHS:AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia United Bank stock appears to be overvalued. The current stock price of ₱49.10 is trading 33% above its estimated GF Value™ of ₱36.91. GuruFocus considers Asia United Bank to be Significantly Overvalued.

Key valuation signals for PHS:AUB:

  • ROE % Adjusted to Book Value: 15.57%
  • GF Value™: ₱36.91 vs. price of ₱49.10 (33% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the PHS:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia United Bank Business Description

Address No. 17 ADB Avenue, Joy-Nostalg Center, Ortigas Center, Pasig City, PHL, 1600
Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱49.10
Price
₱36.91
GF Value