Banco de la Produccion PRODUBANCO (QUI:PRE) FCF Margin %: 33.65% (As of Dec. 2025) — 291% Above Median


QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
77 GF Score
Price $1.59
GF Value $0.95
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO FCF Margin %?

Banco de la Produccion PRODUBANCO QUI:PRE 77 FCF Margin % is 33.65% as of Dec. 2025, which is 291% above its 10-year median of 8.61. GuruFocus rates QUI:PRE with a GF Score™ of 77/100 and a GF Value™ of $0.95. The stock has 6 warning signs investors should review. Among 1,509 Banks companies, Banco de la Produccion PRODUBANCO ranks better than 62.09% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco de la Produccion PRODUBANCO's Free Cash Flow for the six months ended in Dec. 2025 was $199.3 Mil. Banco de la Produccion PRODUBANCO's Revenue for the six months ended in Dec. 2025 was $592.2 Mil. Therefore, Banco de la Produccion PRODUBANCO's FCF Margin % for the quarter that ended in Dec. 2025 was 33.65%.

As of today, Banco de la Produccion PRODUBANCO's current FCF Yield % is 66.46%.

The historical rank and industry rank for Banco de la Produccion PRODUBANCO's FCF Margin % or its related term are showing as below:

QUI:PRE' s FCF Margin % Range Over the Past 10 Years
Min: -160.47   Med: 8.61   Max: 181.15
Current: 33.65


During the past 10 years, the highest FCF Margin % of Banco de la Produccion PRODUBANCO was 181.15%. The lowest was -160.47%. And the median was 8.61%.

QUI:PRE's FCF Margin % is ranked better than
62.09% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs QUI:PRE: 33.65


Banco de la Produccion PRODUBANCO FCF Margin % Related Terms


Banco de la Produccion PRODUBANCO FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco de la Produccion PRODUBANCO's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de la Produccion PRODUBANCO FCF Margin % Chart

Banco de la Produccion PRODUBANCO Annual Data
Trend Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.50 -13.67 6.03 40.13 33.65

Banco de la Produccion PRODUBANCO Semi-Annual Data
Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.50 -13.67 6.03 40.13 33.65

QUI:PRE vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco de la Produccion PRODUBANCO's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de la Produccion PRODUBANCO FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco de la Produccion PRODUBANCO's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco de la Produccion PRODUBANCO's FCF Margin % falls into.


QUI:PRE
77GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco de la Produccion PRODUBANCO's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=199.293/592.192
=33.65 %

Banco de la Produccion PRODUBANCO's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=199.293/592.192
=33.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 33.65% mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a FCF Margin % of 33.65% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco de la Produccion PRODUBANCO and its competitors. This is 291% above median its historical median of 8.61. According to the industry distribution chart, Banco de la Produccion PRODUBANCO ranks #572 out of 1509 companies in the Banks industry, placing it in the top 37.9%.
Is Banco de la Produccion PRODUBANCO's FCF Margin % too high?
Banco de la Produccion PRODUBANCO's current FCF Margin % of 33.65% is 291% above median its 10-year median of 8.61. The Banks industry median FCF Margin % is 26.55. Banco de la Produccion PRODUBANCO's value of 33.65% is 26.7% above this industry median. Based on the distribution chart, Banco de la Produccion PRODUBANCO ranks #572 out of 1509 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de la Produccion PRODUBANCO ranks #572 out of 1509 companies for FCF Margin %. This puts Banco de la Produccion PRODUBANCO in the upper half of its industry. The industry median FCF Margin % is 26.55. Banco de la Produccion PRODUBANCO's value of 33.65% is 26.7% above this benchmark. While the company's 10-year median is 8.61 vs. the industry median of 26.55, Banco de la Produccion PRODUBANCO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de la Produccion PRODUBANCO's current FCF Margin % of 33.65% is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco de la Produccion PRODUBANCO and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de la Produccion PRODUBANCO's current FCF Margin % is 33.65%, which is 291% above median its own 10-year median of 8.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a current FCF Margin % of 33.65%. The stock's GF Value™ is $0.95, compared to a current price of $1.59 — trading 67.4% above its estimated fair value. The current FCF Margin % is 33.65%, which is 291% above median its 10-year median of 8.61 and 26.7% above the Banks industry median of 26.55. Banco de la Produccion PRODUBANCO's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current FCF Margin % is 33.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.59 is trading 67.4% above its estimated GF Value™ of $0.95.

Key valuation signals for QUI:PRE:

  • FCF Margin %: 33.65% (291% above median its 10-year median of 8.61)
  • GF Value™: $0.95 vs. price of $1.59 (67.4% above fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 26.7% above the Banks median (#572 of 1509)

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
77GF Score

Get the complete analysis for QUI:PRE

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.59
Price
$0.95
GF Value