Banco de la Produccion PRODUBANCO (QUI:PRE) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

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QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
90 GF Score
Price $1.85
GF Value $1.05
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO LT-Debt-to-Total-Asset?

Banco de la Produccion PRODUBANCO QUI:PRE 90 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates QUI:PRE with a GF Score™ of 90/100 and a GF Value™ of $1.05 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco de la Produccion PRODUBANCO's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Banco de la Produccion PRODUBANCO's long-term debt to total assets ratio declined from Dec. 2023 (0.03) to Dec. 2025 (0.02). It may suggest that Banco de la Produccion PRODUBANCO is progressively becoming less dependent on debt to grow their business.

Banco de la Produccion PRODUBANCO  (QUI:PRE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banco de la Produccion PRODUBANCO LT-Debt-to-Total-Asset Related Terms

Banco de la Produccion PRODUBANCO LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banco de la Produccion PRODUBANCO's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de la Produccion PRODUBANCO LT-Debt-to-Total-Asset Chart

Banco de la Produccion PRODUBANCO Annual Data
Trend Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.03 0.03 0.03 0.02

Banco de la Produccion PRODUBANCO Semi-Annual Data
Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.03 0.03 0.03 0.02
QUI:PRE
90GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO LT-Debt-to-Total-Asset Calculation

Banco de la Produccion PRODUBANCO's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=201.836/9088.588
=0.02

Banco de la Produccion PRODUBANCO's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=201.836/9088.588
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de la Produccion PRODUBANCO and its competitors.
Is Banco de la Produccion PRODUBANCO's LT-Debt-to-Total-Asset too high?
Banco de la Produccion PRODUBANCO's current LT-Debt-to-Total-Asset is 0.02. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's LT-Debt-to-Total-Asset compare to PNC and USB?
Banco de la Produccion PRODUBANCO's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de la Produccion PRODUBANCO and its competitors. Banco de la Produccion PRODUBANCO's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO (QUI:PRE) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.05, compared to a current price of $1.85 — trading 76.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Banco de la Produccion PRODUBANCO's overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.85 is trading 76.2% above its estimated GF Value™ of $1.05. GuruFocus considers Banco de la Produccion PRODUBANCO to be Significantly Overvalued.

Key valuation signals for QUI:PRE:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: $1.05 vs. price of $1.85 (76.2% above fair value)
  • GF Score™: 90/100 with 6 warning signs

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
90GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.85
Price
$1.05
GF Value