Banco de la Produccion PRODUBANCO (QUI:PRE) 3-Year RORE % : 0.00% (As of Dec. 2025)

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QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
90 GF Score
Price $2.05
GF Value $1.06
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO 3-Year RORE %?

Banco de la Produccion PRODUBANCO QUI:PRE 90 3-Year RORE % is 0.00 as of Dec. 2025. GuruFocus rates QUI:PRE with a GF Score™ of 90/100 and a GF Value™ of $1.06 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,469 Banks companies, Banco de la Produccion PRODUBANCO ranks worse than 68073.45% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banco de la Produccion PRODUBANCO does not have enough data to calculate 3-Year RORE %.


Banco de la Produccion PRODUBANCO  (QUI:PRE) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banco de la Produccion PRODUBANCO 3-Year RORE % Related Terms


Banco de la Produccion PRODUBANCO 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banco de la Produccion PRODUBANCO's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de la Produccion PRODUBANCO 3-Year RORE % Chart

Banco de la Produccion PRODUBANCO Annual Data
Trend Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banco de la Produccion PRODUBANCO Semi-Annual Data
Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QUI:PRE vs PNC, USB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Banco de la Produccion PRODUBANCO's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de la Produccion PRODUBANCO 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banco de la Produccion PRODUBANCO's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banco de la Produccion PRODUBANCO's 3-Year RORE % falls into.


QUI:PRE
90GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO 3-Year RORE % Calculation

Banco de la Produccion PRODUBANCO's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( - )/( - )
=/
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.00 mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a 3-Year RORE % of 0.00 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco de la Produccion PRODUBANCO and its competitors. According to the industry distribution chart, Banco de la Produccion PRODUBANCO ranks #999999 out of 1469 companies in the Banks industry.
Is Banco de la Produccion PRODUBANCO's 3-Year RORE % too high?
Banco de la Produccion PRODUBANCO's current 3-Year RORE % is 0.00. Based on the distribution chart, Banco de la Produccion PRODUBANCO ranks #999999 out of 1469 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de la Produccion PRODUBANCO ranks #999999 out of 1469 companies for 3-Year RORE %. This places Banco de la Produccion PRODUBANCO in the lower half of its industry. The industry median 3-Year RORE % is 10.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 10.55, based on 1,469 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco de la Produccion PRODUBANCO and its competitors. For the Banks industry, the median 3-Year RORE % is 10.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de la Produccion PRODUBANCO's current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO (QUI:PRE) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.06, compared to a current price of $2.05 — trading 93.4% above its estimated fair value. The current 3-Year RORE % is 0.00. Banco de la Produccion PRODUBANCO's overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current 3-Year RORE % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $2.05 is trading 93.4% above its estimated GF Value™ of $1.06. GuruFocus considers Banco de la Produccion PRODUBANCO to be Significantly Overvalued.

Key valuation signals for QUI:PRE:

  • 3-Year RORE %: 0.00
  • GF Value™: $1.06 vs. price of $2.05 (93.4% above fair value)
  • GF Score™: 90/100 with 6 warning signs

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
90GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.05
Price
$1.06
GF Value