Banco de la Produccion PRODUBANCO (QUI:PRE) Net Margin %: 14.13% (As of Dec. 2025) — Near Median


QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
77 GF Score
Price $1.59
GF Value $0.95
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO Net Margin %?

Banco de la Produccion PRODUBANCO QUI:PRE 77 Net Margin % is 14.13% as of Dec. 2025, which is 6% above its 10-year median of 13.37. GuruFocus rates QUI:PRE with a GF Score™ of 77/100 and a GF Value™ of $0.95. The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Banco de la Produccion PRODUBANCO ranks worse than 82.42% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banco de la Produccion PRODUBANCO's Net Income for the six months ended in Dec. 2025 was $83.7 Mil. Banco de la Produccion PRODUBANCO's Revenue for the six months ended in Dec. 2025 was $592.2 Mil. Therefore, Banco de la Produccion PRODUBANCO's net margin for the quarter that ended in Dec. 2025 was 14.13%.

The historical rank and industry rank for Banco de la Produccion PRODUBANCO's Net Margin % or its related term are showing as below:

QUI:PRE' s Net Margin % Range Over the Past 10 Years
Min: 5.4   Med: 13.37   Max: 17.47
Current: 14.13


QUI:PRE's Net Margin % is ranked worse than
82.42% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs QUI:PRE: 14.13

Banco de la Produccion PRODUBANCO  (QUI:PRE) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banco de la Produccion PRODUBANCO Net Margin % Related Terms


Banco de la Produccion PRODUBANCO Net Margin % Historical Data

* Premium members only.

The historical data trend for Banco de la Produccion PRODUBANCO's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de la Produccion PRODUBANCO Net Margin % Chart

Banco de la Produccion PRODUBANCO Annual Data
Trend Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.52 17.47 12.61 7.25 14.13

Banco de la Produccion PRODUBANCO Semi-Annual Data
Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.52 17.47 12.61 7.25 14.13

QUI:PRE vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Banco de la Produccion PRODUBANCO's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de la Produccion PRODUBANCO Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco de la Produccion PRODUBANCO's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banco de la Produccion PRODUBANCO's Net Margin % falls into.


QUI:PRE
77GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banco de la Produccion PRODUBANCO's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=83.668/592.192
=14.13 %

Banco de la Produccion PRODUBANCO's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=83.668/592.192
=14.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 14.13% mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a Net Margin % of 14.13% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banco de la Produccion PRODUBANCO and its competitors. This is near median its historical median of 13.37. Over the past decade, Banco de la Produccion PRODUBANCO's Net Margin % has ranged from 5.40 to 17.47. According to the industry distribution chart, Banco de la Produccion PRODUBANCO ranks #1261 out of 1530 companies in the Banks industry, placing it in the top 82.4%.
Is Banco de la Produccion PRODUBANCO's Net Margin % too high?
Banco de la Produccion PRODUBANCO's current Net Margin % of 14.13% is near median its 10-year median of 13.37. Over the past 10 years, this metric has ranged from a low of 5.40 to a high of 17.47. The Banks industry median Net Margin % is 26.85. Banco de la Produccion PRODUBANCO's value of 14.13% is 47.4% below this industry median. Based on the distribution chart, Banco de la Produccion PRODUBANCO ranks #1261 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de la Produccion PRODUBANCO ranks #1261 out of 1530 companies for Net Margin %. This places Banco de la Produccion PRODUBANCO in the lower half of its industry. The industry median Net Margin % is 26.85. Banco de la Produccion PRODUBANCO's value of 14.13% is 47.4% below this benchmark. Historically, Banco de la Produccion PRODUBANCO's own Net Margin % has ranged from 5.40 to 17.47 over the past decade. While the company's 10-year median is 13.37 vs. the industry median of 26.85, Banco de la Produccion PRODUBANCO has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de la Produccion PRODUBANCO's current Net Margin % of 14.13% is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco de la Produccion PRODUBANCO and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de la Produccion PRODUBANCO's current Net Margin % is 14.13%, which is near median its own 10-year median of 13.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a current Net Margin % of 14.13%. The stock's GF Value™ is $0.95, compared to a current price of $1.59 — trading 67.4% above its estimated fair value. The current Net Margin % is 14.13%, which is near median its 10-year median of 13.37 and 47.4% below the Banks industry median of 26.85. Banco de la Produccion PRODUBANCO's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current Net Margin % is 14.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.59 is trading 67.4% above its estimated GF Value™ of $0.95.

Key valuation signals for QUI:PRE:

  • Net Margin %: 14.13% (near median its 10-year median of 13.37)
  • GF Value™: $0.95 vs. price of $1.59 (67.4% above fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 47.4% below the Banks median (#1261 of 1530)

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
77GF Score

Get the complete analysis for QUI:PRE

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.59
Price
$0.95
GF Value