Banco de la Produccion PRODUBANCO (QUI:PRE) Scaled Net Operating Assets: -0.01 (As of Dec. 2025)


QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
90 GF Score
Price $1.85
GF Value $1.05
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO Scaled Net Operating Assets?

Banco de la Produccion PRODUBANCO QUI:PRE 90 Scaled Net Operating Assets is -0.01 as of Dec. 2025. GuruFocus rates QUI:PRE with a GF Score™ of 90/100 and a GF Value™ of $1.05 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de la Produccion PRODUBANCO's operating assets for the quarter that ended in Dec. 2025 was $8,106.2 Mil. Banco de la Produccion PRODUBANCO's operating liabilities for the quarter that ended in Dec. 2025 was $8,166.3 Mil. Banco de la Produccion PRODUBANCO's Total Assets for the quarter that ended in Dec. 2024 was $8,178.9 Mil. Therefore, Banco de la Produccion PRODUBANCO's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.01.

QUI:PRE
90GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de la Produccion PRODUBANCO's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8106.159-8166.334)/8178.902
=-0.01

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9088.588 - 982.429
=8106.159

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8368.17 - 201.836 - 0
=8166.334

Banco de la Produccion PRODUBANCO's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(8106.159-8166.334)/8178.902
=-0.01

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9088.588 - 982.429
=8106.159

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8368.17 - 201.836 - 0
=8166.334

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a Scaled Net Operating Assets of -0.01 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de la Produccion PRODUBANCO and its competitors.
Is Banco de la Produccion PRODUBANCO's Scaled Net Operating Assets too high?
Banco de la Produccion PRODUBANCO's current Scaled Net Operating Assets is -0.01. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's Scaled Net Operating Assets compare to PNC and USB?
Banco de la Produccion PRODUBANCO's Scaled Net Operating Assets of -0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de la Produccion PRODUBANCO and its competitors. Banco de la Produccion PRODUBANCO's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO (QUI:PRE) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.05, compared to a current price of $1.85 — trading 76.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.01. Banco de la Produccion PRODUBANCO's overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current Scaled Net Operating Assets is -0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.85 is trading 76.2% above its estimated GF Value™ of $1.05. GuruFocus considers Banco de la Produccion PRODUBANCO to be Significantly Overvalued.

Key valuation signals for QUI:PRE:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: $1.05 vs. price of $1.85 (76.2% above fair value)
  • GF Score™: 90/100 with 6 warning signs

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
90GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.85
Price
$1.05
GF Value