Piotroski F-Score is 8, indicates a very healthy situation.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Banco de la Produccion PRODUBANCO has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.
The historical rank and industry rank for Banco de la Produccion PRODUBANCO's Piotroski F-Score or its related term are showing as below:
QUI:PRE'
s Piotroski F-Score Range Over the Past 10 Years
Min: 5 Med: 5 Max: 8
Current: 8
During the past 10 years, the highest Piotroski F-Score of Banco de la Produccion PRODUBANCO was 8. The lowest was 5. And the median was 5.
Banco de la Produccion PRODUBANCO (QUI:PRE) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Banco de la Produccion PRODUBANCO Piotroski F-Score Related Terms
Banco de la Produccion PRODUBANCO Piotroski F-Score Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de la Produccion PRODUBANCO Piotroski F-Score Chart
For the Banks - Regional subindustry, Banco de la Produccion PRODUBANCO's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de la Produccion PRODUBANCO Piotroski F-Score vs Banks Industry
For the Banks industry and Financial Services sector, Banco de la Produccion PRODUBANCO's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Banco de la Produccion PRODUBANCO's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Banco de la Produccion PRODUBANCO's current Net Income (TTM) was 83.7.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Banco de la Produccion PRODUBANCO's current Cash Flow from Operations (TTM) was 199.8.
==> Positive ==> Score 1.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Banco de la Produccion PRODUBANCO's return on assets of this year was 0.01022973. Banco de la Produccion PRODUBANCO's return on assets of last year was 0.0054063.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Banco de la Produccion PRODUBANCO's gearing of this year was 0.02337757. Banco de la Produccion PRODUBANCO's gearing of last year was 0.02993724.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
* Note that for banks and insurance companies, there's no Total Current Assets and Total Current Liabilities reported. Thus, we use Total Assets and Total Liabilities to calculate current ratio for banks and insurance companies.
Banco de la Produccion PRODUBANCO's current ratio of this year was 1.08609027. Banco de la Produccion PRODUBANCO's current ratio of last year was 1.08383575.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Banco de la Produccion PRODUBANCO's number of shares in issue this year was 0. Banco de la Produccion PRODUBANCO's number of shares in issue last year was 0.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
* Note that for banks and insurance companies, there's no Gross Profit reported. Thus, we use net income instead of gross profit and calculate Net Margin for this score.
Banco de la Produccion PRODUBANCO's net margin of this year was 0.14128526. Banco de la Produccion PRODUBANCO's net margin of last year was 0.0725448.
==> This year's net margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Banco de la Produccion PRODUBANCO's asset turnover of this year was 0.07240483. Banco de la Produccion PRODUBANCO's asset turnover of last year was 0.07452366.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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8
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Banco de la Produccion PRODUBANCO has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.
Banco de la Produccion PRODUBANCO (QUI:PRE) has a Piotroski F-Score of 8 as of Jul. 01, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Banco de la Produccion PRODUBANCO and its competitors. This is 60% above median its historical median of 5.00. Over the past decade, Banco de la Produccion PRODUBANCO's Piotroski F-Score has ranged from 5.00 to 8.00. According to the industry distribution chart, Banco de la Produccion PRODUBANCO ranks #109 out of 1498 companies in the Banks industry, placing it in the top 7.3%.
Is Banco de la Produccion PRODUBANCO's Piotroski F-Score too high?
Banco de la Produccion PRODUBANCO's current Piotroski F-Score of 8 is 60% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. The Banks industry median Piotroski F-Score is 6.00. Banco de la Produccion PRODUBANCO's value of 8 is 33.3% above this industry median. Based on the distribution chart, Banco de la Produccion PRODUBANCO ranks #109 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's Piotroski F-Score compare to PNC and USB?
According to the Banks industry distribution chart, Banco de la Produccion PRODUBANCO ranks #109 out of 1498 companies for Piotroski F-Score. This places Banco de la Produccion PRODUBANCO in the top 7% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 6.00. Banco de la Produccion PRODUBANCO's value of 8 is 33.3% above this benchmark. Historically, Banco de la Produccion PRODUBANCO's own Piotroski F-Score has ranged from 5.00 to 8.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 6.00, Banco de la Produccion PRODUBANCO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Banks company?
The median Piotroski F-Score among Banks companies is 6.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de la Produccion PRODUBANCO's current Piotroski F-Score of 8 is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Banco de la Produccion PRODUBANCO and its competitors. For the Banks industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de la Produccion PRODUBANCO's current Piotroski F-Score is 8, which is 60% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a current Piotroski F-Score of 8. The stock's GF Value™ is $0.95, compared to a current price of $1.59 — trading 67.4% above its estimated fair value. The current Piotroski F-Score is 8, which is 60% above median its 10-year median of 5.00 and 33.3% above the Banks industry median of 6.00. Banco de la Produccion PRODUBANCO's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current Piotroski F-Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued.
The current stock price of $1.59 is trading 67.4% above its estimated GF Value™ of $0.95.
Key valuation signals for QUI:PRE:
Piotroski F-Score: 8 (60% above median its 10-year median of 5.00)
GF Value™: $0.95 vs. price of $1.59 (67.4% above fair value)
Industry Position: 33.3% above the Banks median (#109 of 1498)
No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de la Produccion PRODUBANCO Business Description
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
84GF Score
Get the complete analysis for QUI:PRE
Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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