Banco de la Produccion PRODUBANCO (QUI:PRE) OCF Margin %: 33.73% (As of Dec. 2025) — 210% Above Median


QUI:PRE Banco de la Produccion SA PRODUBANCO QUI:PRE
84 GF Score
Price $1.59
GF Value $0.95
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO OCF Margin %?

Banco de la Produccion PRODUBANCO QUI:PRE 84 OCF Margin % is 33.73% as of Dec. 2025, which is 210% above its 10-year median of 10.89. GuruFocus rates QUI:PRE with a GF Score™ of 84/100 and a GF Value™ of $0.95. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Banco de la Produccion PRODUBANCO ranks better than 57.92% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Banco de la Produccion PRODUBANCO's Cash Flow from Operations for the six months ended in Dec. 2025 was $199.8 Mil. Banco de la Produccion PRODUBANCO's Revenue for the six months ended in Dec. 2025 was $592.2 Mil. Therefore, Banco de la Produccion PRODUBANCO's OCF Margin % for the quarter that ended in Dec. 2025 was 33.73%.

As of today, Banco de la Produccion PRODUBANCO's current OCF Yield % is 66.61%.

The historical rank and industry rank for Banco de la Produccion PRODUBANCO's OCF Margin % or its related term are showing as below:

QUI:PRE' s OCF Margin % Range Over the Past 10 Years
Min: -159.06   Med: 10.89   Max: 188.03
Current: 33.73


During the past 10 years, the highest OCF Margin % of Banco de la Produccion PRODUBANCO was 188.03%. The lowest was -159.06%. And the median was 10.89%.

QUI:PRE's OCF Margin % is ranked better than
57.92% of 1502 companies
in the Banks industry
Industry Median: 29.405 vs QUI:PRE: 33.73


Banco de la Produccion PRODUBANCO OCF Margin % Related Terms


Banco de la Produccion PRODUBANCO OCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco de la Produccion PRODUBANCO's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de la Produccion PRODUBANCO OCF Margin % Chart

Banco de la Produccion PRODUBANCO Annual Data
Trend Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.63 -12.45 6.74 40.13 33.73

Banco de la Produccion PRODUBANCO Semi-Annual Data
Dec14 Dec15 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.63 -12.45 6.74 40.13 33.73

QUI:PRE vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Banco de la Produccion PRODUBANCO's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de la Produccion PRODUBANCO OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco de la Produccion PRODUBANCO's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco de la Produccion PRODUBANCO's OCF Margin % falls into.


QUI:PRE
84GF Score
Banco de la Produccion SA PRODUBANCO QUI:PRE
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de la Produccion PRODUBANCO OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Banco de la Produccion PRODUBANCO's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=199.765/592.192
=33.73 %

Banco de la Produccion PRODUBANCO's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=199.765/592.192
=33.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 33.73% mean?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a OCF Margin % of 33.73% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de la Produccion PRODUBANCO and its competitors. This is 210% above median its historical median of 10.89. According to the industry distribution chart, Banco de la Produccion PRODUBANCO ranks #632 out of 1502 companies in the Banks industry, placing it in the top 42.1%.
Is Banco de la Produccion PRODUBANCO's OCF Margin % too high?
Banco de la Produccion PRODUBANCO's current OCF Margin % of 33.73% is 210% above median its 10-year median of 10.89. The Banks industry median OCF Margin % is 29.41. Banco de la Produccion PRODUBANCO's value of 33.73% is 14.7% above this industry median. Based on the distribution chart, Banco de la Produccion PRODUBANCO ranks #632 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de la Produccion PRODUBANCO has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Banco de la Produccion PRODUBANCO's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de la Produccion PRODUBANCO ranks #632 out of 1502 companies for OCF Margin %. This puts Banco de la Produccion PRODUBANCO in the upper half of its industry. The industry median OCF Margin % is 29.41. Banco de la Produccion PRODUBANCO's value of 33.73% is 14.7% above this benchmark. While the company's 10-year median is 10.89 vs. the industry median of 29.41, Banco de la Produccion PRODUBANCO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de la Produccion PRODUBANCO's current OCF Margin % of 33.73% is 14.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de la Produccion PRODUBANCO and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de la Produccion PRODUBANCO's current OCF Margin % is 33.73%, which is 210% above median its own 10-year median of 10.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de la Produccion PRODUBANCO stock overvalued right now?
Banco de la Produccion PRODUBANCO (QUI:PRE) has a current OCF Margin % of 33.73%. The stock's GF Value™ is $0.95, compared to a current price of $1.59 — trading 67.4% above its estimated fair value. The current OCF Margin % is 33.73%, which is 210% above median its 10-year median of 10.89 and 14.7% above the Banks industry median of 29.41. Banco de la Produccion PRODUBANCO's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco de la Produccion PRODUBANCO (QUI:PRE), the current OCF Margin % is 33.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de la Produccion PRODUBANCO (QUI:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.59 is trading 67.4% above its estimated GF Value™ of $0.95.

Key valuation signals for QUI:PRE:

  • OCF Margin %: 33.73% (210% above median its 10-year median of 10.89)
  • GF Value™: $0.95 vs. price of $1.59 (67.4% above fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 14.7% above the Banks median (#632 of 1502)

No single metric tells the full story. See the QUI:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
84GF Score

Get the complete analysis for QUI:PRE

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.59
Price
$0.95
GF Value