Fon SEWAR:FON 70 FCF Margin % is 62.86% as of Mar. 2026, which is 151% above its 10-year median of 25.01. GuruFocus rates WAR:FON with a GF Score™ of 70/100 and a GF Value™ of zł2.66 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 530 Credit Services companies, Fon SE ranks better than 83.96% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fon SE's Free Cash Flow for the
three
months ended in Mar. 2026 was zł0.29 Mil. Fon SE's Revenue for the
three
months ended in Mar. 2026 was zł0.46 Mil. Therefore, Fon SE's FCF Margin % for the quarter that ended in Mar. 2026 was 62.86%.
The historical rank and industry rank for Fon SE's FCF Margin % or its related term are showing as below:
WAR:FON'
s FCF Margin % Range Over the Past 10 Years
Min: -478.85 Med: 25.01 Max: 1608.46
Current: 66.75
During the past 13 years, the highest FCF Margin % of Fon SE was 1608.46%. The lowest was -478.85%. And the median was 25.01%.
WAR:FON's FCF Margin % is ranked better than 83.96% of 530
companies
in the Credit Services industry
Industry Median: -0.06
vs WAR:FON: 66.75
Fon SE FCF Margin % Related Terms
Fon SE FCF Margin % Historical Data
* Premium members only.
The historical data trend for Fon SE's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fon SE's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fon SE FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fon SE's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fon SE's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fon SE (WAR:FON) has a FCF Margin % of 62.86% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fon SE and its competitors. This is 151% above median its historical median of 25.01. According to the industry distribution chart, Fon SE ranks #85 out of 530 companies in the Credit Services industry, placing it in the top 16%.
Is Fon SE's FCF Margin % too high?
Fon SE's current FCF Margin % of 62.86% is 151% above median its 10-year median of 25.01. Based on the distribution chart, Fon SE ranks #85 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Fon SE has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fon SE's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fon SE ranks #85 out of 530 companies for FCF Margin %. This places Fon SE in the top 16% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fon SE and its competitors. Fon SE's current FCF Margin % is 62.86%, which is 151% above median its own 10-year median of 25.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fon SE stock overvalued right now?
Based on GuruFocus' analysis, Fon SE (WAR:FON) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.66, compared to a current price of zł1.80 — trading 32.3% below its estimated fair value. The current FCF Margin % is 62.86%, which is 151% above median its 10-year median of 25.01. Fon SE's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fon SE (WAR:FON), the current FCF Margin % is 62.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fon SE (WAR:FON) Overvalued in 2026?
Based on GuruFocus' analysis, Fon SE stock appears to be undervalued.
The current stock price of zł1.80 is trading 32.3% below its estimated GF Value™ of zł2.66.
GuruFocus considers Fon SE to be Possible Value Trap.
Key valuation signals for WAR:FON:
FCF Margin %: 62.86% (151% above median its 10-year median of 25.01)
GF Value™: zł2.66 vs. price of zł1.80 (32.3% below fair value)
No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.
70GF Score
Get the complete analysis for WAR:FON
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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