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Fon SEWAR:FON -2.17%70 PS Ratio is 5.63 as of Jul. 14, 2026, which is 32% below its 10-year median of 8.31. GuruFocus rates WAR:FON with a GF Score™ of 70/100 and a GF Value™ of zł2.67 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 522 Credit Services companies, Fon SE ranks worse than 69.54% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Fon SE's share price is zł1.80.
Fon SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.32. Hence, Fon SE's PS Ratio for today is 5.63.
The historical rank and industry rank for Fon SE's PS Ratio or its related term are showing as below:
WAR:FON'
s PS Ratio Range Over the Past 10 Years
Min: 2.4 Med: 8.31 Max: 327.41
Current: 5.64
During the past 13 years, Fon SE's highest PS Ratio was 327.41. The lowest was 2.40. And the median was 8.31.
WAR:FON's PS Ratio is ranked worse than 69.54% of 522
companies
in the Credit Services industry
Industry Median: 2.89
vs WAR:FON: 5.64
Fon SE's Revenue per Sharefor the
three
months ended in Mar. 2026 was zł0.07.
Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.32.
Warning Sign:
Fon SE revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Fon SE was -11.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 22.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -7.50% per year.
During the past 13 years, Fon SE's highest 3-Year average Revenue per Share Growth Rate was 75.80% per year. The lowest was -43.90% per year. And the median was -12.60% per year.
Back to Basics: PS Ratio
Fon SE (WAR:FON) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Fon SE PS Ratio Related Terms
Fon SE PS Ratio Historical Data
* Premium members only.
The historical data trend for Fon SE's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fon SE's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fon SE PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fon SE's PS Ratio distribution charts can be found below:
* The bar in red indicates where Fon SE's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Fon SE's Share Price of today is zł1.80. Fon SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.32.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Fon SE (WAR:FON) has a PS Ratio of 5.63 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Fon SE and its competitors. This is 32% below median its historical median of 8.31. Over the past decade, Fon SE's PS Ratio has ranged from 2.40 to 327.41. According to the industry distribution chart, Fon SE ranks #363 out of 522 companies in the Credit Services industry, placing it in the top 69.5%.
Is Fon SE's PS Ratio too high?
Fon SE's current PS Ratio of 5.63 is 32% below median its 10-year median of 8.31. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 327.41. The Credit Services industry median PS Ratio is 2.89. Fon SE's value of 5.63 is 94.8% above this industry median. Based on the distribution chart, Fon SE ranks #363 out of 522 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fon SE has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fon SE's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fon SE ranks #363 out of 522 companies for PS Ratio. This places Fon SE in the lower half of its industry. The industry median PS Ratio is 2.89. Fon SE's value of 5.63 is 94.8% above this benchmark. Historically, Fon SE's own PS Ratio has ranged from 2.40 to 327.41 over the past decade. While the company's 10-year median is 8.31 vs. the industry median of 2.89, Fon SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.89, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fon SE's current PS Ratio of 5.63 is 94.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Fon SE and its competitors. For the Credit Services industry, the median PS Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fon SE's current PS Ratio is 5.63, which is 32% below median its own 10-year median of 8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fon SE stock overvalued right now?
Based on GuruFocus' analysis, Fon SE (WAR:FON) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.67, compared to a current price of zł1.80 — trading 32.6% below its estimated fair value. The current PS Ratio is 5.63, which is 32% below median its 10-year median of 8.31 and 94.8% above the Credit Services industry median of 2.89. Fon SE's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Fon SE (WAR:FON), the current PS Ratio is 5.63 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fon SE (WAR:FON) Overvalued in 2026?
Based on GuruFocus' analysis, Fon SE stock appears to be undervalued.
The current stock price of zł1.80 is trading 32.6% below its estimated GF Value™ of zł2.67.
GuruFocus considers Fon SE to be Possible Value Trap.
Key valuation signals for WAR:FON:
PS Ratio: 5.63 (32% below median its 10-year median of 8.31)
GF Value™: zł2.67 vs. price of zł1.80 (32.6% below fair value)
Industry Position: 94.8% above the Credit Services median (#363 of 522)
No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.
70GF Score
Get the complete analysis for WAR:FON
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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