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Fon SE (WAR:FON) Return-on-Tangible-Asset : 5.45% (As of Mar. 2025)


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What is Fon SE Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Fon SE's annualized Net Income for the quarter that ended in Mar. 2025 was zł1.89 Mil. Fon SE's average total tangible assets for the quarter that ended in Mar. 2025 was zł34.72 Mil. Therefore, Fon SE's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 5.45%.

The historical rank and industry rank for Fon SE's Return-on-Tangible-Asset or its related term are showing as below:

WAR:FON' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -39.76   Med: -1.27   Max: 14.34
Current: 4.83

During the past 13 years, Fon SE's highest Return-on-Tangible-Asset was 14.34%. The lowest was -39.76%. And the median was -1.27%.

WAR:FON's Return-on-Tangible-Asset is ranked better than
76.71% of 541 companies
in the Credit Services industry
Industry Median: 1.75 vs WAR:FON: 4.83

Fon SE Return-on-Tangible-Asset Historical Data

The historical data trend for Fon SE's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fon SE Return-on-Tangible-Asset Chart

Fon SE Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Jun21 Jun22 Jun23 Jun24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.47 1.25 2.43 6.97 4.96

Fon SE Quarterly Data
Sep19 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.02 4.42 4.34 4.83 5.45

Competitive Comparison of Fon SE's Return-on-Tangible-Asset

For the Credit Services subindustry, Fon SE's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fon SE's Return-on-Tangible-Asset Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Fon SE's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Fon SE's Return-on-Tangible-Asset falls into.


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Fon SE Return-on-Tangible-Asset Calculation

Fon SE's annualized Return-on-Tangible-Asset for the fiscal year that ended in Jun. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=1.736/( (28.049+41.888)/ 2 )
=1.736/34.9685
=4.96 %

Fon SE's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=1.892/( (33.83+35.603)/ 2 )
=1.892/34.7165
=5.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Fon SE  (WAR:FON) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Fon SE Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of Fon SE's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Fon SE Business Description

Traded in Other Exchanges
N/A
Address
Tornimae Str 5, Harju County, Kesklinna Linnaosa, Tallinn, EST, 10145
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.

Fon SE Headlines

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