Fon SEWAR:FON 70 Gross Margin % is 0.00% as of Mar. 2026. GuruFocus rates WAR:FON with a GF Score™ of 70/100 and a GF Value™ of zł2.66 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 385 Credit Services companies, Fon SE ranks worse than 259740% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. Fon SE's Gross Profit for the
three
months ended in Mar. 2026 was zł0.46 Mil. Fon SE's Revenue for the
three
months ended in Mar. 2026 was zł0.46 Mil. Therefore, Fon SE's Gross Margin % for the quarter that ended in Mar. 2026 was 0.00%.
If there's no value for Cost of Goods Sold, then Gross Margin % is not calculated.
The historical rank and industry rank for Fon SE's Gross Margin % or its related term are showing as below:
During the past 13 years, the highestGross Margin % of Fon SE was 99.24%. The lowest was 63.64%. And the median was 80.08%.
WAR:FON's Gross Margin % is not ranked *
in the Credit Services industry.
Industry Median: 51.81 * Ranked among companies with meaningful Gross Margin % only.
Fon SE had a gross margin of N/A% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Fon SE was 0.00% per year.
Fon SE (WAR:FON) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Fon SE had a gross margin of N/A% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Fon SE Gross Margin % Related Terms
Fon SE Gross Margin % Historical Data
* Premium members only.
The historical data trend for Fon SE's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fon SE's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fon SE Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fon SE's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Fon SE's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Fon SE (WAR:FON) has a Gross Margin % of 0.00% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Fon SE and its competitors. Over the past decade, Fon SE's Gross Margin % has ranged from 63.64 to 99.24. According to the industry distribution chart, Fon SE ranks #999999 out of 385 companies in the Credit Services industry.
Is Fon SE's Gross Margin % too high?
Fon SE's current Gross Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 63.64 to a high of 99.24. Based on the distribution chart, Fon SE ranks #999999 out of 385 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Fon SE has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fon SE's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fon SE ranks #999999 out of 385 companies for Gross Margin %. This places Fon SE in the lower half of its industry. The industry median Gross Margin % is 51.81. Historically, Fon SE's own Gross Margin % has ranged from 63.64 to 99.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Fon SE and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fon SE's current Gross Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fon SE stock overvalued right now?
Based on GuruFocus' analysis, Fon SE (WAR:FON) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.66, compared to a current price of zł1.80 — trading 32.3% below its estimated fair value. The current Gross Margin % is 0.00%. Fon SE's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Fon SE (WAR:FON), the current Gross Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fon SE (WAR:FON) Overvalued in 2026?
Based on GuruFocus' analysis, Fon SE stock appears to be undervalued.
The current stock price of zł1.80 is trading 32.3% below its estimated GF Value™ of zł2.66.
GuruFocus considers Fon SE to be Possible Value Trap.
Key valuation signals for WAR:FON:
Gross Margin %: 0.00%
GF Value™: zł2.66 vs. price of zł1.80 (32.3% below fair value)
No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.
70GF Score
Get the complete analysis for WAR:FON
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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