Fon SEWAR:FON 70 OCF Margin % is 62.86% as of Mar. 2026, which is 139% above its 10-year median of 26.32. GuruFocus rates WAR:FON with a GF Score™ of 70/100 and a GF Value™ of zł2.66 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 530 Credit Services companies, Fon SE ranks better than 82.64% on this metric.
OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Fon SE's Cash Flow from Operations for the
three
months ended in Mar. 2026 was zł0.29 Mil. Fon SE's Revenue for the
three
months ended in Mar. 2026 was zł0.46 Mil. Therefore, Fon SE's OCF Margin % for the quarter that ended in Mar. 2026 was 62.86%.
The historical rank and industry rank for Fon SE's OCF Margin % or its related term are showing as below:
WAR:FON'
s OCF Margin % Range Over the Past 10 Years
Min: -364.29 Med: 26.32 Max: 1609.46
Current: 66.75
During the past 13 years, the highest OCF Margin % of Fon SE was 1609.46%. The lowest was -364.29%. And the median was 26.32%.
WAR:FON's OCF Margin % is ranked better than 82.64% of 530
companies
in the Credit Services industry
Industry Median: 2.225
vs WAR:FON: 66.75
Fon SE OCF Margin % Related Terms
Fon SE OCF Margin % Historical Data
* Premium members only.
The historical data trend for Fon SE's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fon SE's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fon SE OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fon SE's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Fon SE's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fon SE (WAR:FON) has a OCF Margin % of 62.86% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fon SE and its competitors. This is 139% above median its historical median of 26.32. According to the industry distribution chart, Fon SE ranks #92 out of 530 companies in the Credit Services industry, placing it in the top 17.4%.
Is Fon SE's OCF Margin % too high?
Fon SE's current OCF Margin % of 62.86% is 139% above median its 10-year median of 26.32. The Credit Services industry median OCF Margin % is 2.23. Fon SE's value of 62.86% is 2725.2% above this industry median. Based on the distribution chart, Fon SE ranks #92 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Fon SE has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fon SE's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fon SE ranks #92 out of 530 companies for OCF Margin %. This places Fon SE in the top 17% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.23. Fon SE's value of 62.86% is 2725.2% above this benchmark. While the company's 10-year median is 26.32 vs. the industry median of 2.23, Fon SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.23, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fon SE's current OCF Margin % of 62.86% is 2725.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fon SE and its competitors. For the Credit Services industry, the median OCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fon SE's current OCF Margin % is 62.86%, which is 139% above median its own 10-year median of 26.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fon SE stock overvalued right now?
Based on GuruFocus' analysis, Fon SE (WAR:FON) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.66, compared to a current price of zł1.80 — trading 32.3% below its estimated fair value. The current OCF Margin % is 62.86%, which is 139% above median its 10-year median of 26.32 and 2725.2% above the Credit Services industry median of 2.23. Fon SE's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Fon SE (WAR:FON), the current OCF Margin % is 62.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fon SE (WAR:FON) Overvalued in 2026?
Based on GuruFocus' analysis, Fon SE stock appears to be undervalued.
The current stock price of zł1.80 is trading 32.3% below its estimated GF Value™ of zł2.66.
GuruFocus considers Fon SE to be Possible Value Trap.
Key valuation signals for WAR:FON:
OCF Margin %: 62.86% (139% above median its 10-year median of 26.32)
GF Value™: zł2.66 vs. price of zł1.80 (32.3% below fair value)
Industry Position: 2725.2% above the Credit Services median (#92 of 530)
No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.
70GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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