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Fon SEWAR:FON -4.32%71 5-Year Yield-on-Cost % is 0.00 as of Jul. 28, 2026. GuruFocus rates WAR:FON with a GF Score™ of 71/100 and a GF Value™ of zł2.69 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 212 Credit Services companies, Fon SE ranks worse than 471697.64% on this metric.
Fon SE's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Fon SE's 5-Year Yield-on-Cost % or its related term are showing as below:
WAR:FON's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.505 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Fon SE (WAR:FON) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Fon SE 5-Year Yield-on-Cost % Related Terms
WAR:FON vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Fon SE's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fon SE 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fon SE's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Fon SE's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Fon SE is calculated as
Fon SE (WAR:FON) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fon SE and its competitors. According to the industry distribution chart, Fon SE ranks #999999 out of 212 companies in the Credit Services industry.
Is Fon SE's 5-Year Yield-on-Cost % too high?
Fon SE's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Fon SE ranks #999999 out of 212 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Fon SE has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fon SE's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Fon SE ranks #999999 out of 212 companies for 5-Year Yield-on-Cost %. This places Fon SE in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.51, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fon SE and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fon SE's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fon SE stock overvalued right now?
Based on GuruFocus' analysis, Fon SE (WAR:FON) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.69, compared to a current price of zł1.77 — trading 34.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Fon SE's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Fon SE (WAR:FON), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fon SE (WAR:FON) Overvalued in 2026?
Based on GuruFocus' analysis, Fon SE stock appears to be undervalued.
The current stock price of zł1.77 is trading 34.2% below its estimated GF Value™ of zł2.69.
GuruFocus considers Fon SE to be Possible Value Trap.
Key valuation signals for WAR:FON:
5-Year Yield-on-Cost %: 0.00
GF Value™: zł2.69 vs. price of zł1.77 (34.2% below fair value)
No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fon SE is engaged in financial activities and capital investments. The company offers medium-term cash loans to retail clients and small businesses and generates revenue through interest on loans granted. Geographically, it derives a majority of its revenue from its customers in Poland and the rest from Estonia.
71GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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