Fon SE (WAR:FON) Receipts from Customers

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:FON Fon SE WAR:FON
66 GF Score
Price zł1.61
GF Value zł2.78
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Fon SE Receipts from Customers?

Receipts from Customers only applicable to companies reporting Cash Flow from Operations in direct method.

WAR:FON
66GF Score
Fon SE WAR:FON
Receipts from Customers is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Fon SE (WAR:FON) Overvalued in 2026?

Based on GuruFocus' analysis, Fon SE stock appears to be undervalued. The current stock price of zł1.61 is trading 42.1% below its estimated GF Value™ of zł2.78. GuruFocus considers Fon SE to be Possible Value Trap.

Key valuation signals for WAR:FON:

  • Receipts from Customers:
  • GF Value™: zł2.78 vs. price of zł1.61 (42.1% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the WAR:FON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fon SE Business Description

Address Tornimae Str 5, Harju County, Kesklinna Linnaosa, Tallinn, EST, 10145
Fon SE is an Estonian-registered financial holding company that operates primarily through its subsidiaries in the consumer lending and financial services sector. The company provides medium-term cash loans to retail customers and small businesses, generating the bulk of its revenue from interest charged on loans granted. Its principal market is Poland, which accounts for the majority of its revenue, with additional activity in Estonia. Fon SE also engages in capital investments and related financial activities. The company serves individual borrowers and small enterprises that may have limited access to traditional bank financing, positioning itself in the non-bank lending segment. Its business model depends on loan origination volume, interest income, and the management of credit risk across its lending portfolio.
66GF Score

Get the complete analysis for WAR:FON

Receipts from Customers is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.61
Price
zł2.78
GF Value