Excel Development Bank (XNEP:EDBL) FCF Margin %: 0.00% (As of Jan. 2026)


XNEP:EDBL Excel Development Bank Ltd XNEP:EDBL
53 GF Score
Price NPR569.50
GF Value NPR379.34
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Excel Development Bank FCF Margin %?

Excel Development Bank XNEP:EDBL +0.11% 53 FCF Margin % is 0.00% as of Jan. 2026. GuruFocus rates XNEP:EDBL with a GF Score™ of 53/100 and a GF Value™ of NPR379.34 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, Excel Development Bank ranks worse than 52.32% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Excel Development Bank's Free Cash Flow for the three months ended in Jan. 2026 was NPR0.0 Mil. Excel Development Bank's Revenue for the three months ended in Jan. 2026 was NPR157.3 Mil. Therefore, Excel Development Bank's FCF Margin % for the quarter that ended in Jan. 2026 was 0.00%.

As of today, Excel Development Bank's current FCF Yield % is 1.94%.

The historical rank and industry rank for Excel Development Bank's FCF Margin % or its related term are showing as below:

XNEP:EDBL' s FCF Margin % Range Over the Past 10 Years
Min: -94.07   Med: 30.14   Max: 209.03
Current: 24.73


During the past 13 years, the highest FCF Margin % of Excel Development Bank was 209.03%. The lowest was -94.07%. And the median was 30.14%.

XNEP:EDBL's FCF Margin % is ranked worse than
52.32% of 1506 companies
in the Banks industry
Industry Median: 26.435 vs XNEP:EDBL: 24.73


Excel Development Bank FCF Margin % Related Terms


Excel Development Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Excel Development Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Excel Development Bank FCF Margin % Chart

Excel Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55.86 -94.07 201.40 32.69 13.27

Excel Development Bank Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,174.84 679.12 0.00 -334.32 0.00

Excel Development Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Excel Development Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Excel Development Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Excel Development Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Excel Development Bank's FCF Margin % falls into.


XNEP:EDBL
53GF Score
Excel Development Bank Ltd XNEP:EDBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Excel Development Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Excel Development Bank's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=84.425/635.994
=13.27 %

Excel Development Bank's FCF Margin for the quarter that ended in Jan. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jan. 2026 )/Revenue (Q: Jan. 2026 )
=0/157.288
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Excel Development Bank (XNEP:EDBL) has a FCF Margin % of 0.00% as of Jan. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Excel Development Bank and its competitors. According to the industry distribution chart, Excel Development Bank ranks #788 out of 1506 companies in the Banks industry, placing it in the top 52.3%.
Is Excel Development Bank's FCF Margin % too high?
Excel Development Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Excel Development Bank ranks #788 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Excel Development Bank ranks #788 out of 1506 companies for FCF Margin %. This places Excel Development Bank in the lower half of its industry. The industry median FCF Margin % is 26.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.44, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Excel Development Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excel Development Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR379.34, compared to a current price of NPR569.50 — trading 50.1% above its estimated fair value. The current FCF Margin % is 0.00%. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current FCF Margin % is 0.00% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?

Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued. The current stock price of NPR569.50 is trading 50.1% above its estimated GF Value™ of NPR379.34. GuruFocus considers Excel Development Bank to be Significantly Overvalued.

Key valuation signals for XNEP:EDBL:

  • FCF Margin %: 0.00%
  • GF Value™: NPR379.34 vs. price of NPR569.50 (50.1% above fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Excel Development Bank Business Description

Address Bhadrapur Road, Mukti Chowk, Ward No. 4, Birtamode Municipality, Birtamode, Jhapa, NPL
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score

Get the complete analysis for XNEP:EDBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR569.50
Price
NPR379.34
GF Value