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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Excel Development Bank's Dividend Payout Ratio for the
months ended in Jan. 2026 was 0.00.
The historical rank and industry rank for Excel Development Bank's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Excel Development Bank was 0.70. The lowest was 0.05. And the median was 0.12.
XNEP:EDBL's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of Excel Development Bank was 6.54%. The lowest was 0.00%. And the median was 0.34%.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Excel Development Bank was -58.10% per year. The lowest was -58.10% per year. And the median was -58.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Excel Development Bank (XNEP:EDBL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Excel Development Bank Dividend Payout Ratio Related Terms
Excel Development Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Excel Development Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank Dividend Payout Ratio Chart
Excel Development Bank Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Excel Development Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Excel Development Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Excel Development Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Excel Development Bank's Dividend Payout Ratio falls into.
Excel Development Bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Excel Development Bank's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank (XNEP:EDBL) has a Dividend Payout Ratio of 0.00 as of Jan. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Excel Development Bank and its competitors. Over the past decade, Excel Development Bank's Dividend Payout Ratio has ranged from 0.05 to 0.70. According to the industry distribution chart, Excel Development Bank ranks #999999 out of 1174 companies in the Banks industry.
Is Excel Development Bank's Dividend Payout Ratio too high?
Excel Development Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.70. Based on the distribution chart, Excel Development Bank ranks #999999 out of 1174 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Excel Development Bank ranks #999999 out of 1174 companies for Dividend Payout Ratio. This places Excel Development Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Excel Development Bank's own Dividend Payout Ratio has ranged from 0.05 to 0.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Excel Development Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excel Development Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR380.42, compared to a current price of NPR579.00 — trading 52.2% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current Dividend Payout Ratio is 0.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?
Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued.
The current stock price of NPR579.00 is trading 52.2% above its estimated GF Value™ of NPR380.42.
GuruFocus considers Excel Development Bank to be Significantly Overvalued.
Key valuation signals for XNEP:EDBL:
Dividend Payout Ratio: 0.00
GF Value™: NPR380.42 vs. price of NPR579.00 (52.2% above fair value)
No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score
Get the complete analysis for XNEP:EDBL
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